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Privacy Policy - IndianMoney.com is India's Only On-Call Money Advisor, It provides Free Financial Advice on Phone
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Privacy Policy

By visiting IndianMoney.com or any of its associate/group sites, you have read, understood and agree to be legally bound by the terms of the following disclaimer and user agreement

By Submitting a request on IndianMoney.com website or any other associate websites of IndianMoney.com or By leaving a missed call on IndianMoney.com helpline number, you authorize the website and its partner providers to call or SMS you in connection with your application & agree to the Privacy Policy and Terms of use.

What data is collected from you automatically?

We will automatically receive and collect certain anonymous information in standard usage logs through our Web server, including computer-identification information obtained from "cookies," sent to your browser from a

  • web server cookie stored on your hard drive
  • an IP address, assigned to the computer which you use
  • the domain server through which you access our service
  • the type of computer you use
  • the type of web browser you use

 

Data which we collect from you

  • name including first and last name
  • email address
  • mobile phone number and contact details
  • ZIP/Postal code
  • demographic profile (like your age, gender, occupation, address)
  • preferences (such as housing loan, personal loan, credit card, car loan);
  • financial information (like salary)

 

We use third-party advertising companies to serve ads when you visit our website. These companies may use information about your usage preferences (but not your name, address, email address, or telephone number) about your visits to this and other websites in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here

 

While you can terminate your account at any time, your information may remain stored in archive on our servers even after the deletion or the termination of your account.



Why we collect the information?

We use your personal information to:

  • to get in touch with you when necessary
  • to provide the services requested by you
  • to preserve social history as governed by existing law or policy

 

We use contact information internally to:

  • direct our efforts for product improvement
  • contact you as a survey respondent
  • send you promotional materials from our contest sponsors or advertisers

 

The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites which we do not own, manage or control.



The information is shared with

We will not use or rent your financial information for any purpose other than to complete a transaction with you. By giving us the information you are giving us permission:

  • to provide products or services you've requested
  • to help investigate violations of IndianMoney.com's terms of use or to defend against legal claims;
  • to disclose the information under special circumstances such as compliance with applicable local law, court summons, court orders, requests/order from legal authorities or law enforcement agencies requiring such disclosure.


We will send information about you to other companies or people when:

  • We need to share your information to provide the product or service you have requested to enable them to contact you; or
  • We have your consent from you to share the information;

 

We need to share your information with certain service partners in order to respond to your queries / comments or to resolve service issues and to serve you better.


By using the website and/or registering yourself at IndianMoney.com or its affiliate sites you authorize us, our affiliates & our associate partners to contact you via email or phone call or sms and offer you their services for the product you have opted for, imparting product knowledge, offer promotional offers running on website & offers offered by the associated third parties, for which reasons, as well as web aggregation, personally identifiable information may be collected as detailed below. And Irrespective of the fact if also you have registered yourself under DND or DNC or NCPR service, you still authorize us to give you a call from IndianMoney.com & its associate partners for the above mentioned purposes.



Security

  • Your account information is password-protected for your privacy and security

 

 

Changes to this Privacy Policy

  • We may amend this policy from time to time. If we make any substantial changes in the way we use your information we will notify you by posting a prominent announcement on our web pages.



IndianMoney.com has taken due care and caution in compilation of data for its web site. The views and investment tips expressed by investment experts on IndianMoney.com are their own, and not that of the website or its management.IndianMoney.com advises users to check with certified experts before taking any investment decision. However, IndianMoney.com does not guarantee the accuracy, adequacy or completeness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information.IndianMoney.com especially states that it has no financial liability whatsoever to any user on account of the use of information provided on its website.

IndianMoney.com is not responsible for any errors, omissions or representations on any of our pages or on any links on any of our pages. IndianMoney.com does not endorse in anyway any advertisers on our web pages. Please verify the veracity of all information on your own before undertaking any alliance.

The information on IndianMoney.com is updated from time to time. IndianMoney.com however excludes any warranties (whether expressed or implied), as to the quality, accuracy, efficacy, completeness, performance, fitness or any of the contents of the website, including (but not limited) to any comments, feedback and advertisements contained within the Site.

IndianMoney.com contains material in the form of inputs submitted by users and IndianMoney.com accepts no responsibility for the content or accuracy of such content nor does IndianMoney.com make any representations by virtue of the contents of this website in respect of the existence or availability of any goods and services advertised in the contributory sections. IndianMoney.com makes no warranty that the contents of the website are free from infection by viruses or anything else which has contaminating or destructive properties and shall have no liability in respect thereof.

Part of IndianMoney.com contains advertising and other material submitted to us by third parties. Kindly note that those advertisers are responsible for ensuring that material submitted for inclusion on IndianMoney.com complies with all legal requirements. Although acceptance of advertisements on the website is subject to our terms and conditions which are available on request, we do not accept liability in respect of any advertisements.

IndianMoney.com contains articles contributed by several individuals. The views are exclusively their own and do not necessarily represent the views of the website or its management. The linked sites in IndianMoney.com are not under our control and we are not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites.IndianMoney.com is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by us of the site.

There are risks associated with utilizing internet and short messaging system (sms) based information and research dissemination services offered by IndianMoney.com. Subscribers are advised to understand that the services can fail due to failure of hardware, software, and Internet connection. While we ensure that the messages are delivered in time to the subscribers Mobile Network, the delivery of these messages to the customer's mobile phone/handset is the responsibility of the customer's Mobile Network. SMS may be delayed and/or not delivered to the customer's mobile phone/handset on certain days, owing to technical reasons that can only be addressed by the customer's Mobile Network, and Suvision Holdings Private Limited who owns IndianMoney.com and group companies associated with it and/or its employees cannot be held responsible for the same.

IndianMoney.com hereby expressly disclaims any implied warranties imputed by the laws of any jurisdiction. We consider ourselves and intend to be subject to the jurisdiction only of the courts of the Bangalore in India. If you don't agree with any of our disclaimers above please do not read the material on any of our pages. This site is specifically for users in the territory of India. Although the access to users outside India is not denied, IndianMoney.com shall have no legal liabilities whatsoever in any laws of any jurisdiction other than India. We reserve the right to make changes to IndianMoney.com and these disclaimers, terms, and conditions at any time.

Stock trading is inherently risky and you agree to assume complete and full responsibility for the outcomes of all trading decisions that you make, including but not limited to loss of capital. None of the stock trading calls made by IndianMoney.com and group companies associated with it should be construed as an offer to buy or sell securities, nor advice to do so. All comments and posts made by IndianMoney.com, group companies associated with it and employees/owners are for information purposes only and under no circumstances should be used for actual trading. Under no circumstances should any person at IndianMoney.com make trading decisions based solely on the information discussed herein. We are not a qualified financial advisor and you should not construe any information discussed herein to constitute investment advice. It is informational in nature.

You should consult a qualified broker or other financial advisor prior to making any actual investment or trading decisions. You agree to not make actual stock trades based on comments onIndianMoney.com, nor on any techniques presented nor discussed in this site or any other form of information presentation. All information is for educational and informational use only. You agree to consult with a registered investment advisor, which we are not, prior to making any trading decision of any kind. Hypothetical or simulated performance results have certain inherent limitations. Unlike an actual performance record, simulated results do not represent actual trading. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown.

IndianMoney.com operates a real time chat room intended to provide a private forum for users to exchange information and to discuss various investing techniques. You agree, by accessing IndianMoney.com or any associated site, that IndianMoney.com bears no liability for any postings on the website or actions of associate site. We reserve the right to deny service to anyone. You, and not IndianMoney.com, assume the entire cost and risk of any trading you choose to undertake. You are solely responsible for making your own investment decisions. If you choose to engage in such transactions with or without seeking advice from a licensed and qualified financial advisor or entity, then such decision and any consequences flowing there from are your sole responsibility. The information and commentaries are not meant to be an endorsement or offering of any stock purchase. They are meant to be a guide only, which must be tempered by the investment experience and independent decision making process of the subscriber. IndianMoney.com or any employees are in no way liable for the use of the information by others in investing or trading in investment vehicles utilizing the principles disclosed herein. IndianMoney.com or any of its employees do not represent themselves as acting in the position of an investment advisor or investment manager for the use of the information in this service. The materials and information in and provided by,IndianMoney.com are not, and should not be construed as an offer to buy or sell any of the securities named in materials, services, or on-line postings.

We encourage all investors to use the information on the site as a resource only to further their own research on all featured companies, stocks, sectors, markets and information presented on IndianMoney.com. Nothing published on IndianMoney.com should be considered as investment advice.

Suvision Holdings Private Limited, its management, its associate companies and/or their employees take no responsibility for the veracity, validity and the correctness of the expert recommendations or other information or research. Although we attempt to research thoroughly on information provided herein, there are no guarantees in accuracy. The information presented on IndianMoney.com has been gathered from various sources believed to be providing correct information. IndianMoney.com, group, companies, associates and/or employees are not responsible for errors, inaccuracies if any in the content provided on IndianMoney.com. Any prediction made on the direction of the stock market or on the direction of individual stocks may prove to be incorrect. Users/visitors are expected to refer to other investment resources to verify the accuracy of the data posted on IndianMoney.com on their own.

IndianMoney.com does not represent or endorse the accuracy or reliability of any of the information, conversation, or content contained on, distributed through, or linked, downloaded or accessed from any of the services contained on IndianMoney.com (hereinafter, the "Service"), nor the quality of any products, information or other materials displayed, purchased, or obtained by you as a result of any other information or offer by or in connection with the Service.

Neither, IndianMoney.com nor its principals, agents, associates or employees, are licensed to provide investment advice. No materials in IndianMoney.com, either on behalf of IndianMoney.com or any site host, or any participant in IndianMoney.com or any of its associated sites should be taken as investment advice directly, indirectly, implicitly, or in any manner whatsoever, including but not limited to trading of stocks on a short term or long term basis, or trading of any financial instruments whatsoever. Past Performance Is Not Indicative of Future Returns. All analyst commentary provided on IndianMoney.com is provided for information purposes only. This information is NOT a recommendation or solicitation to buy or sell any securities. Your use of this and all information contained on IndianMoney.com is governed by this Terms and Conditions of Use.

This material is based upon information that we consider reliable, but we do not represent that it is accurate or complete, and that it should be relied upon, as such. You should not rely solely on the Information in making any investment. Rather, you should use the Information only as a starting point for doing additional independent research in order to allow you to form your own opinion regarding investments. By using IndianMoney.com including any software and content contained therein, you agree that use of the Service is entirely at your own risk. IndianMoney.com is not a registered investment advisor or a broker dealer. You understand and acknowledge that there is a very high degree of risk involved in trading securities. Past results of any trader published on IndianMoney.com are not indicative of future returns by that trader, and are not indicative of future returns which be realized by you. Any information, opinions, advice or offers posted by any person or entity logged in to IndianMoney.com or any of its associated sites is to be construed as public conversation only.

IndianMoney.com makes no warranties and gives no assurances regarding the truth, timeliness, reliability, or good faith of any material posted at IndianMoney.com. IndianMoney.com does not warrant that trading methods or systems presented in their services or the information herein, or obtained from advertisers or members will result in profits or losses.