joomla statistics
User Agreement - IndianMoney.com is India's Only On-Call Money Advisor, It provides Free Financial Advice on Phone
FREE Downloads!!!

User Agreement

Our Commitment

IndianMoney.com is strongly committed to your right to privacy and to keeping your personal and financial information secure. To earn your trust and confidence in our commitment, we are fully disclosing our privacy practices. We encourage you to read our privacy statement to understand what types of personally identifiable information we collect and how we use this information.

Information collected by IndianMoney.com and how it is used

IndianMoney.com only collects the necessary personally identifiable information in order to respond to your requests for our customized products and services. Personally identifiable information includes, but is not limited to, first and last name, physical address, e-mail address, phone number, birth date, and any other information that itself identifies or when tied to the above information, may identify you as a specific inidual.

IndianMoney.com does not collect personally identifiable information about you except when you specifically and knowingly provide it. IndianMoney.com and its service partners use your personally identifiable information to operate the sites and services and to inform you of new features, services, and products from IndianMoney.com and its affiliates.

IndianMoney.com may also carefully select other companies to send you information about their products or services which are related to the site's service but are not necessary to its operation (an "Extended Service"). If IndianMoney.com intends to use personally identifiable information for an Extended Service, the IndianMoney.com will provide you with the ability and requisite instructions to decline this service.

You may also stop the delivery of informational or promotional mail from IndianMoney.com by following the instructions on the mail.

IndianMoney.com may disclose personally identifiable information if required to do so by law or in the good-faith belief that such action is necessary to conform to the edicts of the law or comply with legal process served on the site or its owners; protect and defend the rights or property of the site-owners, the site or the users of IndianMoney.com, and act under exigent circumstances to protect the personal safety of users of IndianMoney.com, the site, its owners, or the public.

User/member interaction features

IndianMoney.com has many features that provide for users/members to disclose their identities and communicate with other users/members. Your use of such features and disclosure of any personal details (e.g. e-mail address) by you through these features are at your sole risk and IndianMoney.com accepts no responsibility for the same. However, if your privacy has been intruded as a result of participating in such features, you could notify us by e-mail at privacy_at_IndianMoney_dot_com.

Other Websites

IndianMoney.com site contains links to other websites. IndianMoney.com is not responsible for the privacy practices or the content of such websites.

Notify Us

If at any time you believe that IndianMoney.com or its users/members have not adhered to these principles, please notify IndianMoney.com by e-mail at privacy_at_IndianMoney_dot_com. and we will use all commercially reasonable efforts to promptly determine and correct the problem.

Charge Back & Refund Policy:

No claim of charge back / refund shall be admissible under any circumstances as:

1. All Leads available on Lead Market are generated through a standard process which is completely documented.

2. We spend money on promotion & lead generation considering the demand from you. Hence, when you don't buy the leads displayed in Lead Market, we do incur loss as there is a huge cost to keep leads available all the time. Also, the leads are highly perishable and cant be reused.

3. If there is any fault with any lead bought on Lead Market, you can apply for replacement and the same will be rechecked by our quality team using the documentary evidence available with us like the recording of the coversation happened between our Wealth Doctor and the Consumer (Lead).

4. Replacement requests will be attended as per our Offer document.

5. Incase, if your replacement request is not inline with the terms of our Offer Document, we will reject such requests and can provide the documentary evidence available with us upon written request to associatecare@indianmoney.com along with a declaration to confirm that this proof will be used only for internal use & will not be published anywhere as this leads privacy breach of the consumer.

6. Though there is no validaity for the wallet balance, this will not be refunded under any circumstances and the wallet balance has to be used only to buy leads through Lead Market.

7. You are requested to recharge your Wallet only if you agree & accept all the terms & conditions mentioned here.

8. You are recharging your wallet only to buy the leads available in Lead Market & the company is not responsible for non-availability of leads under any category or in particular place.

Terms of Use:

By visiting IndianMoney.com you are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. Your continued use of IndianMoney.com means that you accept any new or modified terms and conditions that we come up with. Please re-visit the `Terms of Use' link at IndianMoney.com from time to time to stay abreast of any changes that we may introduce.
The term ` IndianMoney.com' is used through this entire Terms of Use document to refer to the website, its owners and the employees and associates of the owner

1) REGISTRATION

By registering, you certify that all information you provide, now or in the future, is accurate.

If you do not login at IndianMoney.com for a continuous period of 90 days your registration may get automatically cancelled.

IndianMoney.com reserves the right, in its sole discretion, to deny you access to IndianMoney.com or any portion thereof without notice for the following reasons (a) immediately by IndianMoney.com for any unauthorized access or use by you (b) immediately by IndianMoney.com if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement

I agree to get periodic SMS alerts.

I agree to get periodic newsletters.

2) LICENSE

IndianMoney.com, hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access IndianMoney.com provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this USER AGREEMENT.

3) COPYRIGHT & NO RETRANSMISSION OF INFORMATION

IndianMoney.com as well as the design and information contained in IndianMoney.com is the valuable, exclusive property of IndianMoney.com, and nothing in this Agreement shall be construed as transferring or assigning any such ownership rights to you or any other person or entity. All stock call information on IndianMoney.com is the proprietary, confidential property of IndianMoney.com and cannot be repeated for any reason outside the IndianMoney.com. You agree not to repeat or rebroadcast in any way any of the stock call information made on IndianMoney.com for any reason whatsoever. You agree that if you do repeat or re-post any of IndianMoney.com calls by any mean, you will be liable for actual and punitive damages as determined by IndianMoney.com and additional damages to be determined by an Indian court of Law.

You may not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database unless separately and specifically authorized in writing by IndianMoney.com prior to such use. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share IndianMoney.com, any part thereof, or any of the information received or accessed therefrom to or through any other person or entity unless separately and specifically authorized in writing by IndianMoney.com prior to such use. In addition, you may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of IndianMoney.com without prior written authorization except as set forth herein, any other use of the information contained in IndianMoney.com requires the prior written consent of IndianMoney.com (Suvision Holdings Private Limited) and may require a separate fee.

4) DELAYS IN SERVICES

Neither IndianMoney.com (including its and their directors, employees, affiliates, agents, representatives or subcontractors) shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. IndianMoney.com shall have no responsibility to provide you access to IndianMoney.com while interruption of IndianMoney.com is due to any such cause shall continue.

5) LIABILITY DISCLAIMER

YOU EXPRESSLY AGREE THAT USE OF THE WEBSITE IS AT YOUR SOLE RISK. THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE CONTENTS HEREIN. IndianMoney.com AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME. THIS WEB SITE MAY BE TEMPORARILY UNAVAILABLE FROM TIME TO TIME DUE TO REQUIRED MAINTENANCE, TELECOMMUNICATIONS INTERRUPTIONS, OR OTHER DISRUPTIONS. IndianMoney.com (AND ITS OWNERS, SUPPLIERS, CONSULTANTS, ADVERTISERS, AFFILIATES, PARTNERS, EMPLOYEES OR ANY OTHER ASSOCIATED ENTITIES, ALL COLLECTIVELY REFERRED TO AS ASSOCIATED ENTITIES HEREAFTER) SHALL NOT BE LIABLE TO USER OR MEMBER OR ANY THIRD PARTY SHOULD IndianMoney.com EXERCISE ITS RIGHT TO MODIFY OR DISCONTINUE ANY OR ALL OF THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES PUBLISHED ON IndianMoney.com.

IndianMoney.com AND/OR ITS RESPECTIVE ASSOCIATED ENTITIES MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES CONTAINED ON THIS WEB SITE FOR ANY PURPOSE. ALL SUCH CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IndianMoney.com AND/OR ITS ASSOCIATED ENTITIES HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THESE CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND AVAILABILITY.

IN NO EVENT SHALL IndianMoney.com AND/OR ITS ASSOCIATED ENTITIES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE IndianMoney.com, OR FOR ANY CONTENTS, INFORMATION, SOFTWARE, PRODUCTS, FEATURES AND SERVICES OBTAINED THROUGH IndianMoney.com, OR OTHERWISE ARISING OUT OF THE USE OF IndianMoney.com, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF IndianMoney.com OR ANY OF ITS ASSOCIATED ENTITIES HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES

"WE AS A MERCHANT SHALL BE UNDER NO LIABILITY WHATSOEVER IN RESPECT OF ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY OUT OF THE DECLINE OF AUTHORIZATION FOR ANY TRANSACTION, ON ACCOUNT OF THE CARDHOLDER HAVING EXCEEDED THE PRESET LIMIT MUTUALLY AGREED BY US WITH OUR ACQUIRING BANK FROM TIME TO TIME".

6) USE OF MESSAGE BOARDS, CHAT ROOMS AND OTHER COMMUNICATION FORUMS

If this Web site contains message/bulletin boards, chat rooms, or other message or communication facilities (collectively, "Forums"), you agree to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, you agree that when using a Forum, you shall not do any of the following:

Defame abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.

Publish post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.

Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.

Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer

Conduct or forward surveys, contests, or chain letters.

Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.

7) EQUIPMENT AND OPERATION

You shall provide and maintain all telephone/internet and other equipment necessary to access IndianMoney.com, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by you. You are responsible for operating your own equipment used to access IndianMoney.com

8) INFORMATION DISCLAIMER

You acknowledge that the information provided through IndianMoney.com is compiled from sources, which are beyond the control of IndianMoney.com Though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and IndianMoney.com does not warrant the accuracy or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, YOU ACKNOWLEDGE THAT IndianMoney.com IS PROVIDED TO YOU ON AN "AS IS, WITH ALL FAULTS" BASIS. IndianMoney.com EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS, ORAL, IMPLIED, STATUTORY OR OTHERWISE, OF ANY KIND TO THE USERS AND/OR ANY THIRD PARTY, INCLUDING ANY IMPLIED WARRANTIES OF ACCURACY, TIMELINESS, COMPLETENESS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AS WELL AS ANY WARRANTIES ARISING BY VIRTUE OF CUSTOM OF TRADE OR COURSE OF DEALING AND ANY IMPLIED WARRANTIES OF TITLE OR NON-INFRINGEMENT. IN ADDITION, IndianMoney.com, IN PROVIDING THE INFORMATION MAKES NO ENDORSEMENT OF ANY PARTICULAR SECURITY, MARTKET PARTICIPANT, OR BROKERAGE. FURTHER, IndianMoney.com DOES NOT REPRESENT OR WARRANT THAT IT WILL MEET YOUR REQUIREMENTS OR IS SUITABLE FOR YOUR NEEDS.

Under this User Agreement, you assume all risk of errors and/or omissions in IndianMoney.com, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of IndianMoney.com, including the information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the User Agreement.

YOU AGREE THAT IndianMoney.com (INCLUDING ITS AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, GROUP COMPANIES AGENTS, REPRESENTATIVES OR SUBCONTRACTORS) SHALL NOT IN ANY EVENT BE LIABLE FOR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE IndianMoney.com FOR ANY PURPOSE WHATSOEVER. IndianMoney.com AND IT'S AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS SHALL HAVE NO LIABILITY IN TORT, CONTRACT, OR OTHERWISE TO USER AND/OR ANY THIRD PARTY.

9) LINKS TO THIRD PARTY SITES

The links in IndianMoney.com will allow you to leave IndianMoney.com. IndianMoney.com has not reviewed, nor IndianMoney.com. The linked sites are not under the control approved these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by IndianMoney.com of the site. Third party links to IndianMoney.com shall be governed by a separate agreement.

10) INDEMNIFICATION

YOU SHALL INDEMNIFY, DEFEND AND HOLD HARMLESS IndianMoney.com (INCLUDING ITS AND THEIR OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, GROUP COMPANIES, AGENTS, REPRESENTATIVES OR SUBCONTRACTORS) FROM ANY AND ALL CLAIMS AND LOSSES IMPOSED ON, INCURRED BY OR ASSERTED AS A RESULT OF OR RELATED TO: (a) your access and use of IndianMoney.com (b) any non-compliance by user with the terms and conditions hereof; or (c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by IndianMoney.com.

11) CONFLICTING TERMS

If there is any conflict between this User Agreement and other documents, this User Agreement shall govern, whether such order or other documents is prior to or subsequent to this User Agreement, or is signed or acknowledged by any director, officer, employee, representative or agent of IndianMoney.com.

12) ATTORNEY'S FEES

If IndianMoney.com (Suvision Holdings Private Limited) takes action (by itself or through its associate companies) to enforce any of the provisions of this User Agreement, including collection of any amounts due hereunder, IndianMoney.com (Suvision Holdings Private Limited) shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney's fees and any costs of any litigation.

13) ENTIRE AGREEMENT

This User Agreement constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and IndianMoney.com. By using the Information on IndianMoney.com, you assume full responsibility for any and all gains and losses, financial, emotional or otherwise, experienced, suffered or incurred by you. IndianMoney.com does not guarantee the accuracy, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the Information, does not give investment advice, and does not advocate the purchase or sale of any security or investment by you or any other individual. The Information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the Information. The Information does not constitute a solicitation by the information providers, IndianMoney.com or other of the purchase or sale of securities.

THE SERVICE IS PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY WARRANTY FOR INFORMATION, DATA, SERVICES, UNINTERRUPTED ACCESS, OR PRODUCTS PROVIDED THROUGH OR IN CONNECTION WITH THE SERVICE. SPECIFICALLY, IndianMoney.com DISCLAIMS ANY AND ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO: (i) ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, PRODUCTS OR SERVICES; AND (ii) ANY WARRANTIES OF TITLE, WARRANTY OF NON-INFRINGEMENT, and WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DISCLAIMER OF LIABILITY APPLIES TO ANY DAMAGES OR INJURY CAUSED BY ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATION LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF RECORD, WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE, OR UNDER ANY OTHER CAUSE OF ACTION.

NEITHER IndianMoney.com NOR ANY OF ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, GROUP COMPANIES OR CONTENT OR SERVICE PROVIDERS SHALL BE LIABLE TO YOU OR OTHER THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF USE OF SERVICE OR INABILITY TO GAIN ACCESS TO OR USE THE SERVICE OR OUT OF ANY BREACH OF ANY WARRANTY. BECAUSE SOME COUNTRIES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH COUNTRIES, THE RESPECTIVE LIABILITY OF IndianMoney.com, ITS EMPLOYEES, AGENTS, SUCCESSORS, ASSIGNS, AFFILIATES, GROUP COMPANIES AND CONTENT OR SERVICE PROVIDERS RESPECTIVE LIABILITY IS LIMITED TO THE AMOUNT PROVIDED UNDER SAID LAW. FURTHER, YOU AGREE AND UNDERSTAND THAT ALL SERVICES PROVIDED ARE NON-REFUNDABLE AND THAT YOU SHOULD CAREFULLY CONSIDER WHETHER OUR SERVICES ARE ABLE TO MEET YOUR NEEDS.

14) TERMINATION

This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or canceled for any of the following reasons: (a) immediately by IndianMoney.com for any unauthorized access or use by you (b) immediately by IndianMoney.com if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement. Termination or cancellation of this Agreement shall not affect any right or relief to which IndianMoney.com may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to IndianMoney.com. Except as set forth herein, regardless of the reason for cancellation or termination of this User Agreement, the fee charged if any for access to IndianMoney.com is non-refundable for any reason.

15) JURISDICTION

The terms of this agreement are exclusively based on and subject to Indian law. You hereby consent to the exclusive jurisdiction and venue of courts in Bangalore, India in all disputes arising out of or relating to the use of IndianMoney.com. Use of IndianMoney.com is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

16) For Associates

If you are an Associate of IndianMoney.com, we would like to confirm that the following terms and conditions apply to you,

1) Money Once Paid to avail the services will not be refunded
2) We do not Guarantee any conversion guarantee of leads served to you, it completely depends on you and customers acceptance of your services
3) We will provide you with replacement of Lead only in the following 3 Situations
a) If the customer is not contactable for any reason
b) If the customer says that he never inquired with IndianMoney.com OR he has not given his consent to IndianMoney.com to transfer his request to you
c) If the customer is staying in a place which is more than 60KM from your place
4) SMS and Email notifications are just the complimentary services and the non-delivery of the same is not the responsibility of IndianMoney.com
5) You must login to your CRM application after delivery of every new lead, so as to help our system understand that you are properly utlizing our services. Further, this will also help our system deliver leads to your account regularly.
6) You are requested to subscribe to IndianMoney.com Leads only if you agree that the delivery of leads is subject to availability of leads and the company is not responsible for any kind of dealy in delivery of leads under any category or in particular place.