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Ayushman Bharat Yojana - National Health Protection Scheme

IndianMoney.com Research Team | Posted On Monday, September 24,2018, 01:20 PM

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Ayushman Bharat Yojana - National Health Protection Scheme

 

 

The poor and the deprived rural citizens in India have a big reason to rejoice. The Prime Minster Narendra Modi launched Ayushman Bharat also called Modicare on Sunday, September 23rd 2018 at Ranchi, the capital of Jharkhand. This is the largest Government funded programme anywhere in the World.

The Pradhan Mantri Jan Aarogya Yojana (PMJAY) also called Ayushman Bharat will cover more than 50 Crore citizens with health insurance. Ayushman Bharat will be a game changer for the poor in India. Just look at the size of Ayushman Bharat Yojana. It’s bigger than the population of America, Canada and Mexico combined.

How to get covered under Ayushman Bharat Yojana? It’s simple….Just memorize the helpline number of the Ayushman Bharat Yojana, 14555. PM Modi says this number must be memorized by every citizen of India. Ayushman Bharat Yojana helpline: 14555.

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Everything About Ayushman Bharat

Ayushman Bharat Yojana is a health insurance scheme which covers more than 10 Crore families in India. Beneficiaries would be identified as per SECC data (Socio-Economic Caste Census). This scheme would cover more than 8 Crore rural citizens and 2 Crore urban citizens. Ayushman Bharat Yojana provides coverage of Rs 5 Lakh per family per year. More than 50 Crore citizens are covered under the scheme.

Ayushman Bharat Yojana will give cashless and paperless access to crores of citizen’s vis-à-vis healthcare services in Government and listed Private Hospitals.

1. Why Ayushman Bharat Yojana?

In India nearly 24% of citizens in rural areas and 18% of citizens in urban areas meet healthcare expenses by borrowing. Health expenses pushed 5.5 Crore Indians into poverty in 2011-12. More than 80% of rural and urban households in India have no access to health insurance. Something has to be done about this. This is why PM Modi launched Ayushman Bharat Yojana.

The Health Ministry has included 1,354 packages under the Ayushman Bharat Yojana. You can avail treatment for coronary bypass, knee replacements, stenting at 15-20% cheaper rates vis-à-vis the Central Government Health Scheme.

2. How to avail Ayushman Bharat Yojana?

You and other beneficiaries are identified based on deprivation categories of D1, D2, D3, D4, D5 and D7. These are identified from SECC database. The good thing on Ayushman Bharat Yojana? There is no cap on age and size of family under the scheme.

You have to identify yourself through an Aadhaar Card, Ration Card or a Voters ID Card to avail health insurance through Modicare. You can avail treatment at Government Hospitals and empanelled Private Hospitals.

You can visit mera.pmjay.gov.in or the helpline number 14555 to check enrollment under Ayushman Bharat Yojana. It’s really simple availing benefits under Ayushman Bharat Yojana. You key in the mobile number and verify it through an OTP. You complete the KYC (Know Your Customer) online and the good thing is there’s no need of a human interface.

Take the help of Ayushman Mitra’s who assist you and other patients at empanelled hospitals. Ayushman Mitra co-ordinates between beneficiaries of Ayushman Bharat Yojana and the hospitals. Ayushman Mitra’s check your documents; verify eligibility and enrollment under the scheme.

You and other beneficiaries will be given letters which would have QR Codes. The QR Codes would be scanned and a demographic authentication conducted. This is done to verify eligibility and avail the benefits under the Ayushman Bharat Yojana.

3. Documents for Ayushman Bharat Yojana

  • You would require either Aadhaar, Voter ID or Ration Card.
  • You would require Aadhaar linked bank account so that money is transferred directly to bank account.
  • Documents which show proof of age, family size, contact details and identification.
  • You must have scanned copy of Aadhaar Card, Caste Certificate, Income Certificate among others.

4. Treatment under Ayushman Bharat Yojana

  • You must approach arogya mitras at empanelled hospitals who assist in admission.
  • Under beneficiary identification and registration, confirmation is necessary that you are eligible for Modicare. This is done using software. Your identity may be confirmed through Aadhaar.
  • The hospital selects the right health package and checks the balance. The hospital submits supporting evidence for treatment.
  • You avail treatment and get discharged from the hospital.
  • After discharge summary and post treatment evidence is submitted, you receive the money via electronic payments. You and other beneficiaries submit feedback.

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