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Bank Deposits vs Mutual Funds

    IndianMoney.com Research Team | Wednesday, April 08,2009, 11:32 AM
 

Parameters

Banks Deposits

Mutual funds

Returns

Low

Better

Administrative exp.

High

Low

Risk

Low

Moderate

Investment options

Less

More

Network

High penetration

Low but improving

Liquidity

At a cost

Better

Quality of assets

Not transparent

Transparent

Interest calculation

Minimum balance between 10th & 30th. Of every month

Everyday

Guarantee

Maximum Rs.1 lakh on deposits

None

IndianMoney.com Research Team

The research team at IndianMoney.com comprises of certified and experienced professionals who share the company's vision to make every Indian financially literate by equipping every Indian with right and unbiased advice. IndianMoney.com research team provides newsletters, articles, videos and FAQs on various financial products and concepts only to help you make wise financial decisions.

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