There are many questions for which we often quote literacy level as the answer. However there are some questions which seem to be unanswered yet. Can 100% literacy eradicate poverty, divorces, corruption, black money circulation, unemployment, unethical sales practices, and unhealthy habits? Can 100% literacy actually ensure that everyone is self motivated to follow the basic morals and ethics?
"Impossible." this is the answer I received on interacting with various educationalists, economists, professionals, students and my favourite young Indians.
Probing further as to what makes an individual forget about the symbiotic relation he shares with the society or the nation; I advocate that it is " MONEY ".
See Also: Financial Literacy Lessons From The Ant
The solution is " FINANCIAL LITERACY "
Financial literacy preaches “earning for self, earning for the society and also earning for the nation.” Financial literacy talks about understanding the value of money, taking wise investment decisions, and learning to save. Parents often tell their children not to spend money but never explain why, thus, failing in making them understand the real value of money. This often proves to be the first step towards financial illiteracy.
There is always a hula boo about corruption in the government. Why do the people holding black money hide it in Swiss bank when they can use it for the betterment of self, society and the nation? RBI prints currency for circulation in the market to accelerate the economic development, but the progress seems to be very slow; it is only because of financial illiteracy of the citizens. India is not a poor country; it is the lack of know-how to manage money which makes it poor.
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