A health insurance policy is a must-have insurance plan; as it helps avail the best medical treatment at an affordable cost. But the shocking fact is; many Indians are still uninsured and do not understand the importance of buying a health insurance plan.
People often ignore health insurance until a grave medical condition knocks on the door. Avail health insurance at the earliest at affordable rates and keep your savings intact by spending less on medical care. Health insurance reduces out of pocket expenses.
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See Also: Exclusions of Health Insurance Policy
The right kind of health insurance cover not only pays medical bills at the time of hospitalization; but also takes care of your pre and post-hospitalization expenses. The family floater health insurance cover helps secure your family and makes sure the medical bills are the last thing on your mind in a medical emergency. The cashless facility helps settle medical bills conveniently; without having to arrange finances. The health insurance saves your finances from getting derailed.
See Also: Health Insurance Benefits
You are prone to various ailments like heart diseases, kidney diseases, high B.P and diabetes due to a hectic lifestyle. Therefore, not just buying a health insurance plan; but also choosing the right one is of utmost importance. The right health insurance plan helps stay prepped for any medical emergencies.
Most of the salaried employees are offered health insurance policies from their employers. People often depend on their company health insurance for their medical needs. However, these policies are not adequate and are at the employer’s discretion.
It takes care of your emergency hospitalization, but cannot offer coverage for a specific ailment or critical illnesses. Therefore, it is highly recommended to purchase your own health insurance plan; instead of relying only on your company’s health insurance plan.
Most importantly these plans cover you; only as long as you work for the Company. You must have your own health insurance plan; to take care of your health between jobs.
See Also: Family Health Insurance Plan
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