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Get an Instant Cash Loan in 1 Hour Research Team | Posted On Wednesday, August 07,2019, 03:22 PM

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Get an Instant Cash Loan in 1 Hour



1 hour loans are also called instant cash loans. You can apply instantly using an app or website and the loans are digitally approved and disbursed to your bank account within a day.

It is difficult to get bank loans sanctioned within 24 hours. The process of approving and sanctioning a loan takes a minimum of a week. In such situations, you are left with no choice but to borrow from moneylenders at a high interest rate.

Fintech firms offer instant cash loans; based on credit profile and repayment patterns. The instant cash loans or payday loans are unsecured loans, which mean you do not have to offer collateral. The borrower can access loans ranging from Rs 5,000 up to Rs 3 lakhs and money can be used for any purpose, without any restrictions.

Want to know more on Personal Loans? We at will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.

Get an Instant Cash Loan in 1 Hour

How Instant Cash Loans are Better Than Bank Loans?

Banks have suggested auto loans and home loans in 1 hour to spur growth. RBI has cut the repo rate by 35 basis points to 5.4%, and banks could lower home loan rates.

However, even these loans could take 5 to 7 days to get disbursed. This is because the banks first approve the loan taking into consideration the credit history of the borrower, then verify the submitted documents, followed by disbursal.

People seeking instant cash loans may go to the moneylender, especially in rural areas. You may be forced to pledge gold and avail a loan. An instant personal loan, in such a situation proves to be useful and can save the borrower a lot of hassles and helps him get a loan at a moderate interest rate.

See Also: Personal Loan in India

Features of Instant Cash Loans:

Reasonable Interest Rate: The instant cash loans are offered at a reasonable interest rate. Individuals with good credit history can access easy loans at a lower interest rate.

Flexibility: You have the flexibility of selecting the loan tenure as per convenience. You just have to repay the loans on time.

Low Credit Score: Instant loans can be availed by individuals with no or low credit score. People with a good credit score are always preferred, however people with low credit score can also avail instant cash loans without any hassles.

Fast Disbursal: Loans are handled by a team of professionals and they offer the best service; round the clock. Once the documents are uploaded, the team verifies them and disburses cash within a day.

Flexible Use: You are free to use the money, any way you please. The lenders have no restriction on the use of the borrowed amount, provided you make the EMI payments on time. For a subsequent loan, you can easily apply and avail instant cash without delay.

See Also: Immediate Cash Loans in India

Complete Digital Process: Instant cash loans are slowly gaining momentum among young professionals and businessmen, due to the online process and the transparency offered. The process is completely online, starting from the loan application until loan disbursal. The documents are digitally verified as well.

Benefits of Instant Cash Loans in 1 Hour:

  • Moderate interest rate
  • Flexible EMI options
  • End to end digital process
  • Simple and user-friendly instant loan application
  • Transparent loan approval and disbursal process
  • Easy documentation and minimal paperwork
  • Instant Loan approval within a day without any hassles
  • Loans ranging from Rs 5,000 to Rs 3,00,000.
  • Loans transferred directly to the bank account of the borrower.

See Also: Personal Loan in India

Documents Required:

To avail instant cash loan, the borrower has to submit certain important documents. The documents must be digitally uploaded on the website or app of the lender. Listed below are the documents that need to be submitted:

  • PAN card
  • Aadhaar Card
  • Proof of Address
  • Bank statement of the previous 6 months
  • Latest salary slips
  • Proof of income (Businessmen).

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