The number of people diagnosed with health issues and critical illnesses in India are on the rise. Health services and facilities are pretty expensive and out of reach of the masses. People in India still make cash payments (out of pocket payments) for doctor visits and treatment. So, it is advisable for people in India to buy health insurance plans and secure themselves and families by being financially ready for emergencies.
Health insurance is a type of insurance that fully or partially covers an individual's medical and surgical expenses. It's an agreement between an individual and the insurer, where for an annual premium; the insurer pays for hospitalization and other medical expenses as mentioned in the policy.
Before buying a family floater health insurance policy or a general health insurance plan, always go through the benefits of the policy. To make sure you are buying the best health insurance plan, look for the number of members covered, pre-existing diseases cover and the expenses covered for pre/post hospitalization. Listed below are some of the best health insurance policies in India
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Listed below are the types of Health Insurance policies available in India:
A person who wants to buy a health insurance policy can also avail plans online. There are various online aggregators and online portals where you can buy a health insurance plan by carefully evaluating the terms and conditions and comparing all the health insurance plans online. You can buy a health insurance plan online without any hassles at the click of a mouse. Now, you can decide and choose a plan that suits your needs and say goodbye to the lengthy documentation process and dealing with agents.
The benefits of buying health insurance plans online are listed below:
Before finalizing on a health insurance plan, you must properly evaluate parameters and compare the different policies online. Listed below are some important factors based on which you can select a suitable health insurance plan for your family:
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