alexa
Home Articles Learn About Mukhyamantri Amrutam and Mukhyamantri Amrutam Vatsalya Yojana

Learn About Mukhyamantri Amrutam and Mukhyamantri Amrutam Vatsalya Yojana

IndianMoney.com Research Team | Updated On Thursday, June 21,2018, 11:45 AM
5.0 / 5 based on 1 User Reviews

Learn About Mukhyamantri Amrutam and Mukhyamantri Amrutam Vatsalya Yojana

 

 

In these times of rising medical expenses and high costs, falling ill could mean landing into the debt trap. How then should the people Below the Poverty Line (BPL) and the Lower Income Group (LIG) meet healthcare expenses? Illness is not just a sickness for these people; it is a long-term threat to their income and livelihood.

Moreover, it also affects their earning capacity. This is because they do not attend to their illness immediately fearing high medical costs and postpone the treatment, till it’s almost too late. The root cause of such behaviour is lack of resources and loss of wages. To solve this problem, the State of Gujarat introduced the Mukhyamantri Amrutam “MA” Yojana. Mukhyamantri Amrutam was launched on 4th September 2012 by the Government of Gujarat.

In August 2014, this program was extended to the Lower Middle-Class families in the form of Mukhyamantri Amrutam Vatsalya Yojana. This was to provide free medical treatment to families, who did not fall under the definition of Below Poverty Line (BPL), and so couldn’t get free treatment for critical illnesses as they couldn’t afford the treatment.

Want to know more about Investment Planning? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.

 

You May Also Watch: 

 

 

Learn About Mukhyamantri Amrutam and Mukhyamantri Amrutam Vatsalya Yojana

 

1. Facilities covered under MA Yojana and MA Vatsalya Yojana:

 

1. Cashless facilities provided to all beneficiaries under Mukhyamantri Amrutam Yojana and the Mukhyamantri Amrutam Vatsalya Yojana.

2. Cashless facilities are provided for medical treatment, surgical procedures and also critical illnesses. These can be Cancer, Neo-natal diseases, Knee and Hip Replacement, Cardiovascular diseases, Renal diseases, Neurological diseases, Burns, Poly-Trauma, Kidney, Liver and Kidney + Pancreas Transplantation.

3. About 698 defined procedures relating to the above treatment along with their follow-ups are also covered.

 

2. Coverage amount:

 

1. Beneficiaries are covered on family floater basis with sum assured up to Rs 3,00,000 per family per year.

2. Treatment relating to Kidney Transplant, Liver Transplant, Kidney + Pancreas Transplant procedures have a sum assured of up to Rs 5,00,000.

3. Treatment relating to Knee and Hip replacement procedures have capping of Rs 40,000 per replacement for a single replacement.

4. Transportation charges of Rs 300 are paid to beneficiaries to avail treatment at empanelled hospitals (network hospitals).

 

SEE ALSO: Bank Could Soon Charge You For Everything

 

3. Who is covered under MA Yojana and MA Vatsalya Yojana?

 

1. A family floater up to five members, that is, head of the family, spouse, and three dependents are covered under the schemes.

2. On a new birth, a newborn is covered as the 6th member during that financial year.

3. All costs of treatment, medicines, follow-up treatment, and transportation and so on are borne by the State.

4. Beneficiaries can enroll anytime during the year. Kiosks have been installed at Talukas and City Civic Centers for beneficiaries to enroll themselves. They can also get their card split, add or delete family members or even get a new card in case of a lost card.

5. Mobile kiosks are installed in every district.

6. No intermediaries are involved in any of the processes.

 

4. Features of Mukhyamantri Amrutam and Mukhyamantri Amrutam Vatsalya Yojana:

 

1. These schemes are fully funded by the State of Gujarat. The funds directly go to the service providers.

2. Both public and private hospitals are enrolled in these schemes. This is to promote healthy competition while rendering services.

3. There is a bidding process wherein service providers take part in e-tendering and so, package rates are selected.

4. Implementation Support Agency is a critical part of the scheme. It provides pre-authorization cases, process claims and maintains a call centre for grievance redressal. It also screens hospitals for empanelment and hires key persons at hospital level like Regional Coordinator, District Coordinator and Arogya Mitras to manage the scheme.

5. To promote quality services, the scheme pays the hospitals, 10% over and above package rates to hospitals accredited by NABH, JCI and International Society for Quality in Healthcare. Be Wise, Get Rich. 

Did you find this article useful? You can Rate us
5.0 / 5 based on 1 User Reviews
Article Author

IndianMoney.com Research Team

The research team at IndianMoney.com comprises of certified and experienced professionals who share the company's vision to make every Indian financially literate by equipping every Indian with right and unbiased advice. IndianMoney.com research team provides newsletters, articles, videos and FAQs on various financial products and concepts only to help you make wise financial decisions.

Get It now!