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Six Simple and Smart Tips to Control Your Finances

    IndianMoney.com Research Team | Saturday, July 04,2009, 11:49 AM
 

Looking to Control Your Finances...!!! MasterCard Shows How Via Six Simple and Smart Tips
Traditionally, spending within your means is the best way to manage your finances and remain financially healthy. By understanding some of the fundamental principles about credit and banking, you will be able to make better, more informed financial decisions. You will also be in a better position to plan your financial future while still enjoying the occasional indulgence.

At MasterCard, we believe that it is important to keep in mind that managing your credit facility responsibly will help you build a better financial future. Read on for some smart tips that will assist you in enjoying financial flexibility and to avoid debt.

  • Remember that a credit card is not the same thing as free money.
  • Charge only what you can afford to pay back – avoid living beyond your means.
  • Pay charges back in a timely fashion, in order to avoid interest charges on the remaining balance.
  • If you change your address, it is important to notify your credit card issuer to make sure your account statements are delivered promptly. This will help you avoid fees for late payments.
  • Always check your monthly statement and call the bank if there are any disputed entries. Your monthly statement itemizes your purchases, which also allows you to track your spending patterns in order to eliminate unnecessary spending.
  • If you have questions, call your issuer. The number can be found on your card and on your billing statements.

IndianMoney.com Research Team

The research team at IndianMoney.com comprises of certified and experienced professionals who share the company's vision to make every Indian financially literate by equipping every Indian with right and unbiased advice. IndianMoney.com research team provides newsletters, articles, videos and FAQs on various financial products and concepts only to help you make wise financial decisions.

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