Has your employer offered you a health insurance plan? If yes, do you think it is enough? Health insurance is an additional benefit offered by several employers today.
Company health insurance is beneficial to both employees and employers. Company health insurance is of two types:
1) Group medical and hospitalization insurance
2) Group term life.
Group insurance basically covers permanent disability and death. The company’s health insurance covers surgery and hospital charges. As there is a limitation on the coverage, employees would not be able to avail 100% coverage. So, it is better to get an additional health insurance policy.
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See Also: Health Insurance Benefits
This article gives you the top 5 reasons why company health insurance is not sufficient.
See Also: Family Health Insurance Plan
Having a comprehensive health insurance plan is a must, as medical expenses are rising and health risks increase post-retirement. Availing health insurance at a later age is not easy. The pre-existing ailments may not be covered.
If you carefully examine the features and facilities offered by company health insurance, it may not be sufficient. Avail additional health insurance coverage of your choice. Check the online platforms to choose the best health insurance policy and the process is quite easy. Feel free to talk to financial advisors for further details. Be wise and pick a health insurance plan even if you have company health insurance.
See Also: Health Insurance Plans
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