Do you invest in mutual funds or stocks? Have you availed life insurance? Right from mutual fund investments to shares to insurance claims, rental payments, utility payments like electricity and water bills to loan EMIs, every rupee earned or spent goes to or comes from savings bank accounts.
The WhatsApp Pay feature is available only in India. The transactions are done via UPI (Unified Payments Interface). More than 20 crore citizen’s use WhatsApp daily. WhatsApp Pay allows you to send payments to family and friends in minutes, just like a photo or file.
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SEE ALSO: Add a Bank Account in WhatsApp Payment
How to Link your Accounts?
Banks have made it easy to link bank account with Aadhaar.
STEP 1: Just log on to the bank app.
STEP 2: Go to “My Accounts” section under the ‘Services’ Tab and click on “View/Update Aadhaar Card details” option.
STEP 3: Enter the Aadhaar Number twice and then click on the submit button.
STEP 4: If there’s successful linking between bank account with Aadhaar, you get a message showing successful linking.
You can link bank account with Aadhaar offline by visiting the bank’s branch.
Money Transfer using Net Banking:
Linking Bank Accounts to UPI Apps:
You can link bank account with UPI App. You have to link bank account to make or receive payments from friends and family. Link bank account the moment you download UPI App. These are several UPI Apps which can be linked to bank account like BHIM, Google Pay, Paytm, PhonePe, SBI Pay and so on.
Bank Accounts are fetched by UPI Apps using registered mobile number. Use mobile number registered with bank account.
Choose bank name to link the bank account. You will find these names alphabetically in UPI Apps. If you have more than one bank account, you get to see all bank accounts simultaneously. UPI App saves details of bank accounts.
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You can link only one bank account to UPI App at a time. You will receive money to this bank account, if a friend sends money to you. If you have linked Axis Bank Account to BHIM App and a friend sends money to UPI ID, - @upi. This money will go to Axis Bank Account.
SEE ALSO: Linking Bank Accounts to UPI Apps:
Every bank account has a unique UPI PIN. You can check bank account balance by entering UPI PIN of linked bank accounts.
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