Credit Cards is also known as plastic money, it is one of the most convenient ways of making payments while shopping and helps in maintaining records of all purchases made by us. The major advantage of plastic money/credit card is that you don’t have to carry cash and you can get rewards points on each purchase made. Only banks are permitted to issue credit cards. Carrying cash can be a little dangerous at times. Credit cards can be swiped at almost any establishment all over the globe. You can also withdraw cash on your credit card.
A Credit card today provides you with not only shopping convenience and safety, but also offers you privileges like discount coupons, invitations to events, bonus points, cash-back and a free insurance. But how do you select the right credit card with so many variants available and various offers and promotions, choosing a card can be very difficult. But mostly, it depends on how you plan to use your Credit card.
When you are filling out a credit card application form, there are some tips you should know that may help you get accepted.
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