Travel Insurance policies offers lots of advantages such as medical expenses, loss or delay of baggage or passport, personal accident, financial emergency assistance and hijack distress allowance and as well covers expenses incurred due to delayed flight, cancellation of trip, etc. It also takes care of valued assets left at home. Thus, this makes sure all travel uncertanities.
In other words Travel insurance means insurance against loss, injury, damage or expense caused by accident, injury, sickness, theft, cancellation or interruption of travel arrangements or other events or threats arising during or in connection with travel or intended travel by an insured person. As mentioned it is proposed to cover medical expenses, financial (such as money invested in nonrefundable pre-payments), and other losses incurred while traveling, either within one''s own country, or internationally.
Travel Insurance can normally be arranged at the time of booking of a trip to cover exactly the duration of that trip or a wider, continuous insurance can be purchased from travel insurance companies, travel agents or directly from travel suppliers like cruise lines or tour operators. However, travel insurance purchased from travel suppliers tends to be less comprehensive than insurance offered by insurance companies. Travel insurance often offers coverage for a range of travelers. Student travel, business travel, leisure travel, adventure travel, cruise travel, and international travel are all different options that can be insured.
Some travel policies will also provide cover for additional costs, although these differ widely between providers.
Travel insurance policies are available at nominal rates. These policies are very useful as medical treatment abroad can cost a huge sum of money.
If you lose important documents such as your passport or your baggage your loss is huge. Travel insurance compensates you for this loss.
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