Health insurance is an agreement between the insurer and the policy holder, where the insurance company provides assured coverage to meet medical expenses in case the policy holder is diagnosed with illness/disease or meets with an accident which leads to hospitalization, within the term of the plan. The health insurance companies offer coverage for pre and post hospitalization, day care hospitalization charges and have tie-ups with leading hospitals to provide cashless treatment to the insured.
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Buying a health insurance policy is important for plenty of reasons. A health insurance offers cover against various ailments or diseases. It helps people stay prepped up for various health problems that might arise in life. Outlined below are some important points on health insurance policy:
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Mentioned below are a few important points on the losses that you might face if you don’t review your health insurance policy every year:
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There are a few advantages that you might end up getting by reviewing your health insurance policy each year. Reviewing your policy helps you make changes to an existing policy or add certain supplementary benefits.
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IndianMoney.com reviews not only guide you on buying a good health insurance plan, but also point out the importance of having a health insurance policy. A health insurance policy not only saves your family from a financial debacle in times of a medical emergency, but also helps you avail cashless treatment at leading hospitals. It is important to do your research before finalizing a health insurance policy. Make sure you buy a policy that caters to needs. Make sure you choose a reputed insurer with high claim settlement ratio. Compare different policies online and get a quote. Make sure the monthly premium fits your budget.
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