Menu
 

5 Interview Blunders You Must Definitely Avoid

By- IndianMoney.com Research Team
18 October 2017

    It's the season of layoffs and you are definitely worried. Your close friend has just lost his job and you are worried. Perhaps you're next. Finally...Some luck. A very...

Under : Financial Planning

Benefits Of Using UPI

By- IndianMoney.com Research Team
07 January 2017

Unified payments interface popularly called UPI, has been launched by National Payments Corporation of India (NPCI). Using UPI you can pay different merchants, directly from your bank account, wit...

Under : Financial Planning

Tips For Using Mobile Wallets

By- IndianMoney.com Research Team
17 December 2016

You have just entered a new age. This is the digital age. Your weapon of choice…The mobile wallet. You can use your mobile wallet to send and receive payments. After Demonetization, the mob...

Under : Financial Planning

Things To Know About Taxes

By- IndianMoney.com Research Team
15 December 2016

There are several ways to save tax legally in India. Systematic tax planning during the year, can help you save tax. Before you start tax planning, you should know some basic points about saving you...

Under : Financial Planning

Learn Good Financial Habits And Junk The Bad Ones

By- IndianMoney.com Research Team
13 December 2016

Habits, whether good or bad, stay with you for life. This makes it very important for you, to develop good habits…especially financial ones. You also need to avoid learning bad habits&helli...

Under : Financial Planning

ATM Fraud: How Safe Is Your Money?

By- IndianMoney.com Research Team
12 December 2016

More than 95% of transactions in our country are through cash. Nothing surprising…You see this all around. On November 8th the Government scraped 500 and 1000 rupee notes in the economy. Thes...

Under : Loans and Credit Cards

Prepare For Uncertainties Which Can Affect Your Financial Life

By- IndianMoney.com Research Team
07 December 2016

Life is unpredictable. Some financial emergency can strike you, which can land you in a lot of trouble. You work hard for a better life and better future but, some things are beyond your control. ...

Under : Financial Planning

Should You Pay Back Debt Or Invest?

By- IndianMoney.com Research Team
06 December 2016

Debt and investments are two important elements of personal finance, which help you meet your financial goals. Debt allows you to increase your financial capacity by borrowing, so that you can mee...

Under : Financial Planning

Adopt Safety Measures To Safeguard Yourself From Card Fraud

By- IndianMoney.com Research Team
05 December 2016

You live in a fast World….Money transactions take place in an instant. You can withdraw money from an ATM, 24*7, using your debit card. You can make purchases online, using your debit card....

Under : Loans and Credit Cards

Merits And Demerits Of Prepaying Personal Loans

By- IndianMoney.com Research Team
03 December 2016

Personal loan is your loan for an emergency. You can use this loan, just as you wish. You don’t have to give the reason for availing this loan. This is your emergency loan for wedding expens...

Under : Loans and Credit Cards

Your 12-digit Aadhaar number will soon replace card transactions

By- IndianMoney.com Research Team
03 December 2016

Government is in talks with mobile phone manufacturers, to make sure mobiles manufactured in India, have inbuilt iris and thumb identification, to enable Aadhaar based transactions. With the sc...

Under : Financial Planning

Disclosed Income And Bought Gold? Your Gold Is Safe

By- IndianMoney.com Research Team
02 December 2016

Our citizens love gold. Yes…Indian households have more than 20,000 tonnes of gold, lying at home. Weddings, festivals…you see Indian women coming out of their houses, decked in gold...

Under : Financial Planning

Bad Habits Which Are Destroying Your Finances

By- IndianMoney.com Research Team
01 December 2016

You love eating. You tend to overeat whenever you visit your favorite fast food joint. This is a bad habit which you just cannot overcome. Overeating leads to indigestion, an upset stomach and lat...

Under : Financial Planning

You can buy fuel and air tickets with old 500 rupee notes only till tomorrow

By- IndianMoney.com Research Team
01 December 2016

From tomorrow, December 2nd 2016, you can no longer use old 500 rupee notes at petrol pumps and for buying air tickets at airports. From 3rd December 2016, old 500 rupee notes, cannot be used for ...

Under : Financial Planning

Mistakes You Make In Thirties Which Can Prove Costly

By- IndianMoney.com Research Team
30 November 2016

You are young…just finished your 31st Birthday and getting ready to enjoy life. Yes….youth in the peak of health, must enjoy life. Enjoy yourself, but do so responsibly and not at th...

Under : Financial Planning

Financial Tips For You In Your Thirties

By- IndianMoney.com Research Team
30 November 2016

You may be tempted to dump money in your savings bank account, to secure your future. This is not a good idea. Savings bank accounts give you very less returns, compared to investments made in bon...

Under : Financial Planning

IndianMoney.com Is The Proud Recipient Of Owler 'HOT in 2016' Winner in Bangalore

By- IndianMoney.com Research Team
23 November 2016

IndianMoney has been recognized as one among 93 businesses, to be honored with ‘2016 HOT in Bangalore’ conferred by Owler. Owler recognizes the top trending Companies in cities all ove...

Under : Financial Planning

Measures Announced By Government To Facilitate Various Sections Of Society

By- IndianMoney.com Research Team
17 November 2016

Good News for farmers Farmers can withdraw up to INR 25,000 a week, against crop loans sanctioned and credited to their accounts. Farmers using Kisan credit cards, are subject to the same new l...

Under : Financial Planning

How Government Checks Black Money Hidden In Real Estate?

By- IndianMoney.com Research Team
16 November 2016

500 rupee notes and 1000 rupee notes are no longer legal tender in India, as of November 8th, 2016. Does the scrapping of high value notes, check black money hidden in real estate? Yes, this move ...

Under : Financial Planning

Are you prepared for a lay-off?

By- IndianMoney.com Research Team
30 September 2016

The dreaded word….layoff. It strikes terror in your heart. Worse….it can happen at any time. You work so hard….everyone in the office likes your work…Your team mates an...

Under : Financial Planning

Beware, the income tax department is tracking you

By- IndianMoney.com Research Team
27 September 2016

There is a famous saying by John Maynard Keynes, “The avoidance of taxes is the only intellectual pursuit that carries any reward.” Yes….you work very hard to earn every rupee. ...

Under : Financial Planning

Is this festival season the time for a home loan?

By- IndianMoney.com Research Team
24 September 2016

There is a great saying, “There is nothing like staying at home for real comfort.” The feeling you get owning a home….priceless. But there’s a small problem….Your d...

Under : Loans and Credit Cards

Things To Know About UPI

By- IndianMoney.com Research Team
21 September 2016

Times have changed….Days have passed when you would stand in a long line, just to pay your electricity and water bills. Today bills are paid in seconds. You want to send money to family and...

Under : Financial Planning

The Bharat Bill Payment System (BBPS) from NPCI helps you pay bills online

By- IndianMoney.com Research Team
19 September 2016

Mohan is a migrant laborer who works in Mumbai. His family resides in UP (Uttar Pradesh). Mohan’s family members have to walk several kilometers, to pay utility bills. For those who don&rsqu...

Under : Financial Planning

Unified Payment Interface (UPI) - A game changer in India

By- IndianMoney.com Research Team
17 September 2016

This is the age of smart. The smartphone is here to stay. Our citizens are grabbing smartphones like never before. Our country will soon have more than 20 crore smartphone users. With a smartphone...

Under : Financial Planning

What Should You Do With The Money Got From The 7th Pay Commission?

By- IndianMoney.com Research Team
07 September 2016

You are a Central Government Employee. This is Bonanza Time.  You have received a higher salary in August, than you had received in the month of July. You have also received the arrears for b...

Under : Financial Planning

Why GST Could Make Your Insurance Plan Costly?

By- IndianMoney.com Research Team
01 September 2016

There is a famous saying by Paul Leroy, “Taxes are simply contributions demanded of citizens as their share of the expenses of government.” Now you got a new tax….GST….Th...

Under : Insurance

Things To Do In Retirement

By- IndianMoney.com Research Team
31 August 2016

There is no better time than retirement, to catch up on all the good things you have missed in life. Retirement is when “Time is truly yours.” Yes…you have worked hard, saved an...

Under : Financial Planning

3 Things You Need To Know On Tax Implications Of Life Insurance Plans

By- IndianMoney.com Research Team
26 August 2016

Why do you avail a life insurance plan? Is it to get tax benefits, or is it to provide for your family, on an untimely demise? Let’s face it….You and most of our citizens, avail life ...

Under : Financial Planning

Reduce Your Debt Burden

By- IndianMoney.com Research Team
07 April 2016

You must have heard the famous saying “Interest on debts grow without rain”. How true this saying is. Some debts are fun while acquiring them, but not while retiring them. You must hav...

Under : Loans and Credit Cards

Why Stock Brokers Hate Basic Services Demat Accounts?

By- IndianMoney.com Research Team
31 March 2016

Your friends boast of the money they make in the stock market. They seem to have everything. Latest smart phones and laptops, designer clothes and pretty much everything they want. The secret of t...

Under : Capital Markets

How To Manage Finances With a Salary Hike?

By- IndianMoney.com Research Team
23 March 2016

The month of April is fast approaching.Time of Performance appraisals . Aren’t you eagerly waiting for that salary hike? Getting a salary hike is one thing….Managing that extra money ...

Under : Financial Planning

Invest In Equity Like A Hare Or A Tortoise?

By- IndianMoney.com Research Team
19 March 2016

You must have heard this story when you were young “The Hare and the Tortoise”. The hare is much faster than the tortoise. In the end it is the tortoise which wins the race. In the Wor...

Under : Financial Planning

Feel Alone While Repaying Loans

By- IndianMoney.com Research Team
05 March 2016

Find yourself deep in credit card debt? Struggling to repay your loans? Crores of your fellow citizens, are struggling to repay their loans. Do these citizens stay only in cities and metros? No defini...

Under : Financial Planning

Practical Steps For Couples To Manage Finances

By- IndianMoney.com Research Team
16 January 2016

Your big day is here. You have waited so long for it. You are getting married. Marriage is not a bed of roses. You need money to lead a good married life. Marriage is all about sharing and ca...

Under : Financial Planning

Why You Fall Prey To Ponzi Schemes?

By- IndianMoney.com Research Team
12 January 2016

Quick money….Doubling returns….Money growing on trees…What can be better? This is the heart of a Ponzi scheme. A Ponzi scheme uses your own weakness against you. Greed…...

Under : Financial Planning

Why investors lose money in the stock market?

By- IndianMoney.com Research Team
02 January 2016

You want to invest in stocks. You have heard of the great returns you get there. Your friends have got bumper returns by investing in the stock market. You want to get those returns too. You ...

Under : Financial Planning

Money Mistakes Made in 30s That Can Cost You Dearly

By- IndianMoney.com Research Team
19 December 2015

You have attained the 30 year milestone. You are now 30 years old. You feel that you have achieved a lot in life. Yes….a lot of money goes on financing your costly lifestyle. But you are...

Under : Financial Planning

How Money Can Buy You Happiness?

By- IndianMoney.com Research Team
05 December 2015

You earn a lot, but are always unhappy? You buy a new shirt, but get into a fight with your wife, which kills the joy of the purchase. You have just bought a new smart phone from a retail store...

Under : Financial Planning

What is a smart city?

By- IndianMoney.com Research Team
15 October 2015

A city which has all the basic infrastructure such as 24/7 water and electricity supply, excellent sanitation and solid waste management, a very good public transport system, well connected IT Sys...

Under : Real Estate

Learn about the Sovereign Gold Bond Scheme

By- IndianMoney.com Research Team
16 September 2015

There is a famous saying “There's something About Gold That Brings Out the Avarice in Men”. Investing in gold and gold jewelry has been an essential part of Ind...

Under : Financial Planning

Filing Income Tax Returns after Deadline

By- IndianMoney.com Research Team
10 September 2015

The income tax department gave you a deadline to file your income tax returns, for the Financial Year 2014-15 by August 31st 2015.You missed filing your ITR by this deadline. No problem…...

Under : Financial Planning

India and that dreaded D word

By- IndianMoney.com Research Team
05 September 2015

You must be well familiar with the word inflation. This is the general rise in prices of goods and services in Society. You don’t have to travel far to see and feel its effects. Everybody&rsq...

Under : Financial Planning

How to Handle Stock Market Crashes?

By- IndianMoney.com Research Team
01 September 2015

The Buzz words today are China and Stock Market Crash. Just a week ago, the Bse Sensex had crashed by over 1500 points. Concerns over China had led to this crash. The Result&hell...

Under : Financial Planning

Why the Stock markets are crashing?

By- IndianMoney.com Research Team
29 August 2015

You woke up to a bright Monday morning on August 24th 2015 and checked your stock portfolio, only to get the shock of your life. The BSE Sensex had fallen by over 1000 points. Yes I said 1000 poin...

Under : Financial Planning

Traditional Endowment Plan Vs Unit Linked Endowment Plan

By- IndianMoney.com Research Team
12 November 2014

You must be knowing the art of comparison. Why do you compare things in life? Isn’t this essentially to aid you in your decision making process? In finance you use the term “Opportunit...

Under : Insurance
smart-way-of-investing-in-the-stock-market

The smart way of investing in the stock market

By- IndianMoney.com Research Team
11 August 2014

                Investing in the stock market is all about awareness (knowledge) and alertness in spotting opportunity. Top to ...

Under : Financial Planning
Change-In-Income-Tax-2014

How do the changes in income tax slabs and deductions in 2014-15 affect you?

By- IndianMoney.com Research Team
21 July 2014

                  Income tax slabs for the financial year 2013-14 for an Indian citizen below 60 years of age ...

Under : Financial Planning
home loan eligibility

Eligibility criteria required to avail a Home Loan

By- IndianMoney.com Research Team
21 July 2014

                    Age The minimum age for a salaried person to avail a home loan is 21 years and the maximum age ...

Under : Loans and Credit Cards
home loan cheecklist

Checklist before applying for a Home Loan

By- IndianMoney.com Research Team
21 July 2014

                Check your eligibility criteria and the interest rate charged on the home loan Maintain a good cr...

Under : Loans and Credit Cards

What is nomination? Why is it necessary?

By- IndianMoney.com Research Team
04 July 2014

What is nomination?                 If you have a fixed deposit, shares or mutual funds you need to make a nomination where you...

Under : Financial Planning

What is CIBIL score? How to know your CIBIL score?

By- IndianMoney.com Research Team
11 June 2014

CIBIL score:  What is it?               Credit Information Bureau India Limited popularly known as CIBIL was founded in Aug...

Under : Loans and Credit Cards

Why must one be careful while investing in the stock market?

By- IndianMoney.com Research Team
18 March 2014

                  There is a famous saying “Fools rush in where angels fear to tread”. What does one learn fro...

Under : Financial Planning

Myths associated with investing in the stock market

By- IndianMoney.com Research Team
11 March 2014

                      Investing in stock markets is all about emotion. There is a famous saying in stock marke...

Under : Financial Planning

How do emotions affect one's decision making in the stock market?

By- IndianMoney.com Research Team
11 March 2014

                          " Be fearful when others are greedy and greedy when others are ...

Under : Financial Planning

Are consumer price index linked bonds the way out of the inflation mess?

By- IndianMoney.com Research Team
11 January 2014

One must have heard the famous saying “Law of inflation .whatever goes up will go up some more. One certainly knows what this means. What is there today is there tomorrow. Only the prices have...

Under : Financial Planning

Mis-selling in bancassurance. Should banks bite the bullet?

By- IndianMoney.com Research Team
08 January 2014

  One must be wondering at the origin of such a strange word and what it means. The word bancassurance has its origin in France. The word banc is French for bank. The word assurance basically m...

Under : Insurance

How should one invest in the stock markets?

By- IndianMoney.com Research Team
20 November 2013

One of the trickiest things in life is making a decision when to enter and exit the stock market. Investing in the stock markets is all about timing. Yet the timing is never right .Stocks never seem ...

Under : Financial Planning

An Investment In Stock Markets. Is It Gambling?

By- IndianMoney.com Research Team
14 November 2013

Does one want Money doubling in a jiffy? Tripling returns in weeks. Then take a leap into the stock market. This is commonly heard when one discusses money matters among friends. At the other end of ...

Under : Financial Planning

Case Study: Mr. Damodar, that Smart Phone and that 0% Interest Scheme

By- IndianMoney.com Research Team
26 September 2013

On a lazy Sunday afternoon Mr Damodar an IT programmer aged 35 years visited a top retail store in Bangalore with the intention of purchasing a newly launched version of a smart phone manufactured b...

Under : Financial Planning

How Depreciation Of The Rupee Against The Dollar Affects You

By- IndianMoney.com Research Team
10 September 2013

"Money Plays The Greatest Role In Determining The Course Of History". How true this is when compared to the sorry state of affairs in our country. When Will The Rupee Hit A Century Against...

Under : Financial Planning

Growing Rich One Step At a Time - We Must Either Find A Way Or Make One

By- IndianMoney.com Research Team
05 September 2013

Invest Invest Invest.....This is a saying which one hears all the time. An investment in stocks is like a rising tide which lifts all boats. When that tide rises your boat better be in it. Isn&r...

Under : Financial Planning

How To Make That First Million In A Hurry-Formal Education Will Make You A Living Self Education Will Make You A Fortune

By- IndianMoney.com Research Team
03 September 2013

What is one’s greatest desire in life? Surely it is becoming rich at a young age. Isn’t one fascinated by reading the success stories of great personalities such as Michael Dell and ...

Under : Financial Planning

Should You Take That Car Loan? Nothing Ages Your Car As The Sight Of Your Neighbors New One

By- IndianMoney.com Research Team
02 September 2013

What is it about cars that turns one on? Why do people spend hours watching Formula 1 Grand Prix on television? These are the questions which surely require some answering. There is a famous say...

Under : Loans and Credit Cards

Are annuity plans good for you - the best place to find a helping hand is at the end of your own arm

By- IndianMoney.com Research Team
31 August 2013

One must have heard the famous saying "Life’s Tragedy Is That We Get Old Too Soon And Wise Too Late". One wonders how this saying came into existence. The reason could be somethi...

Under : Financial Planning

Is Reverse Mortgage A Boon Or A Bane For The Elderly?

By- IndianMoney.com Research Team
29 August 2013

One must have surely heard the famous saying "Age Is A Question Of Mind Over Matter. If You Don't Mind It Doesn't Matter". One must be wondering whether this statement holds tr...

Under : Loans and Credit Cards

Know Your Real Estate - Every Man Is The Architect Of His Own Future

By- IndianMoney.com Research Team
26 August 2013

One has surely heard the famous saying "The Greatest Investment On Earth Is Earth" .You must be wondering what was the rationale behind such a great saying. There is no investment that...

Under : Real Estate

Home Insurance A Must Have? Home Is The Shelter From Storms

By- IndianMoney.com Research Team
22 August 2013

One Lives in a World Of Tragedy. One clearly remembers the flood that took place in Uttarakhand. The loss of life and property was immense. Earthquakes across the World and in India remind one o...

Under : Insurance

Why Buy That Online Term Insurance Plan-The Internet Has Become The Town Square For The Global Village Of Tomorrow

By- IndianMoney.com Research Team
21 August 2013

Where does one look for a solution to a problem these days. Chances are "The Internet". Internet has become a source of knowledge like a well whose water never dries up. Ever wondered ...

Under : Insurance

Why You Need That Health Policy - From The Bitterness Of Disease Man Learns The Sweetness Of Health

By- IndianMoney.com Research Team
20 August 2013

One has surely heard the proverb "Health Is Merely The Slowest Rate One Can Die". So what does this mean? .This basically means that surely life is one of the most cherished possession...

Under : Insurance

Infamous Ponzi And Pyramid Schemes - Education Can Be A Costly Affair But So Is Ignorance

By- IndianMoney.com Research Team
14 August 2013

Most of the Ponzi schemes in our country follow the famous saying "Either Write Something Worth Reading Or Do Something Worth Writing". This is a policy strictly followed in the Ponzi ...

Under : Financial Planning

Why A Term Life Insurance Policy Is A Must Have - Knowing Yourself Is The Beginning Of All Wisdom

By- IndianMoney.com Research Team
13 August 2013

The biggest problem faced in our country is the passive approach followed in managing our finances and our insurance policies. Most of us expect our finances to manage themselves. This results i...

Under : Insurance

Why You Should Not Default On Your Loans-Failure Defeats Losers And Inspires Winners

By- IndianMoney.com Research Team
12 August 2013

One of the main topics you hear every day is "Loan Defaults". The question at the top of your mind is "Why Do People Default On Their Loans? " The borrowing habit is a bad on...

Under : Loans and Credit Cards

Know Your Health Policy Before You Purchase It-Any Fool Can Know. The Point Is To Understand

By- IndianMoney.com Research Team
07 August 2013

Do you purchase an article from the shop without asking it’s features. What is the first question you ask when you want to buy a new Smartphone?. Isn’t it the price?.You next ask about...

Under : Insurance

How Can You Beat The Bugbear Called Inflation - Hope For The Best But Prepare For The Worst

By- IndianMoney.com Research Team
07 August 2013

  Do you still get nightmares which keep you awake at night? Do you see yourself being trampled by a herd of buffaloes? Yes inflation represents that herd of buffaloes. Inflation has thi...

Under : Financial Planning

How Inflation Can Play Havoc With Your Savings - Inflation Is The Crabgrass In Your Savings

By- IndianMoney.com Research Team
06 August 2013

One must have surely heard the famous quote " Inflation Is A Painless Disease with a Cure That Hurts ". One has surely gone to the theatre in the last few weeks. The tickets are priced...

Under : Financial Planning

Scope Of Islamic Finance - IndianMoney.com

By- IndianMoney.com Research Team
05 August 2013

The US Subprime crisis as well as the severe beating taken by reputed investment banks in Europe and the US on Credit Default Swaps and other derivative instruments created shock waves in the ba...

Under : Financial Planning

What Is Islamic Banking? Eat And Drink But Waste Not By Extravagance

By- IndianMoney.com Research Team
03 August 2013

Today’s world abounds in banking and financial scandals. The banks of today have redefined the art of money laundering. Some of the biggest banks in the United Kingdom were charged billion...

Under : Financial Planning

There is Just One Thing I Cant Figure Out. Its My Income Tax

By- IndianMoney.com Research Team
31 July 2013

One has heard the famous saying " Today It Takes More Brains And Effort To Make Out The Income Tax Form Than It Does To Make The Income ". One surely knows what is planning and the nee...

Under : Financial Planning

Deadline To File Your Income Taxes Extended To The 5th Of August 2013

By- IndianMoney.com Research Team
31 July 2013

Stuck with filing your income tax returns due to the heavy rains in your state? You can’t file those income tax returns before the pending deadline of July 31st 2013 due to an unexpected p...

Under : Financial Planning

You Live In Taxing Times-A Person Doesn't Know How Much He Has Until He Has To Pay Tax On It

By- IndianMoney.com Research Team
30 July 2013

One must have heard the famous saying " Taxes Are Paid In The Sweat Of Every Man Who Labors ". No matter how old one is, one continues to pay taxes. Taxes are the fruit and sweat of on...

Under : Financial Planning

Know Your Income Taxes - The Only True Wisdom Is Knowing That You Know Nothing

By- IndianMoney.com Research Team
29 July 2013

One has surely heard the famous saying " With Age Comes Wisdom " .Experience is a great teacher. More the number of times one files those income tax returns more is one’s underst...

Under : Financial Planning

Income Tax Calculations And Deductions 2013 - Know Your Taxes

By- IndianMoney.com Research Team
27 July 2013

Do you jump into a lake if you do not know how to swim? You must be thinking what a stupid question to ask. You must be knowing a number of your friends who say they can handle any financial pro...

Under : Financial Planning

Things To Know Before Filing Your Income Tax Returns - Every Advantage Has Its Tax

By- IndianMoney.com Research Team
26 July 2013

  The Big Day rapidly arrives. Yes I am talking of July 31st 2013.Time to file your Income Tax returns. Time to collect your Form 16. Time for you to learn to file those returns. Made a ...

Under : Financial Planning

More About The Employee Provident Fund - The Doors To Wisdom Are Never Shut

By- IndianMoney.com Research Team
20 July 2013

You must have heard the famous phrase " When You Realize That You Have Made A Mistake Take Immediate Steps To Correct It ". You must be wondering what does this mean. You may be thinki...

Under : Financial Planning

Everything You Wanted To Know About The Employee Provident Fund - You Must Learn To Save First And Spend Afterwards

By- IndianMoney.com Research Team
18 July 2013

What is your favourite food item? If you are a non vegetarian it must be Chicken Biryani. If you are a vegetarian it must be Vegetable Pulao. What happens if you eat this every day? .You would m...

Under : Deposits and Bank Accounts

All You Wanted To Know About Form 16-People Who Complain About Taxes Can Be Divided Into Two Classes Men And Women

By- IndianMoney.com Research Team
17 July 2013

You must be knowing of the three main seasons in our country. After summer comes the monsoon and after monsoon comes winter. You must be knowing of another season as July 31st 2013 rapidly appro...

Under : Financial Planning

Why Investing In Mutual Funds Scores Over The Direct Approach-Know Which Side The Bread Is Buttered

By- IndianMoney.com Research Team
17 July 2013

You must have noticed how certain famous MBA Colleges in India outsource the selection process of the students in their colleges to certain training and recruitment firms. These firms on payment...

Under : Mutual Funds

The Stock Market

By- IndianMoney.com Research Team
10 July 2013

I don’t need any help. I would like to go about it alone. Isn't this what you must have heard a thousand times whenever the topic of investing in the share market comes up? .What do yo...

Under : Financial Planning

What To Look Out For In That Term Insurance Plan-The Doors Of Wisdom Are Never Shut

By- IndianMoney.com Research Team
08 July 2013

You must have heard the famous quote " Life Is Too Short to Wake up with Regrets ".You must be wondering why I am talking about such a saying. In life you have to choose wisely and sma...

Under : Insurance

Term Insurance vs Endowment Plan

By- IndianMoney.com Research Team
05 July 2013

Have you ever come across a situation where you have taken a walk along a hilly path until you have reached a fork in the road. You are at the" Crossroads ". You have to make a decisio...

Under : Insurance

Unit Linked Insurance Plans Or Mutual Funds - You Cant Cross The Sea By Staring At The Water

By- IndianMoney.com Research Team
02 July 2013

You must be knowing that life is full of alternatives and choices. When you visit that mobile store to make your new smart phone purchase the salesman brings you two smart phones strikingly simi...

Under : Financial Planning

Why You Need To Watch Your Insurance Agent Like A Hawk - Beware Of The Naked Man Who Offers You His shirt

By- IndianMoney.com Research Team
01 July 2013

You must have heard the famous saying " Haste Makes Waste ". Are you always on the run in life? .You want things done fast and are always on the move. You have a motto which says "...

Under : Financial Planning

Microfinance In India - The Path To Heaven Or The Doorstep To Hades?

By- IndianMoney.com Research Team
28 June 2013

You must have heard the famous saying by Dr Mohammed Yunus the pioneer of Microfinance and the winner of the Nobel Peace Prize in the Year 2006 for his contribution to the growth and development...

Under : Financial Planning

The Chit Fund - Take Care Of Small Things And The Big Things Will Take Care Of Themselves

By- IndianMoney.com Research Team
26 June 2013

Haven’t you seen the Pyramids of Egypt? Have you ever wondered how they were built to such a height? If you look carefully you will see that they were built out of limestone blocks which w...

Under : Financial Planning

Car Insurance In India - Heaven On Four Wheels

By- IndianMoney.com Research Team
25 June 2013

You must have heard the phrase " The Car You Drive Say's a Lot About You ". You must be knowing that a car is more than just a medium of transport but a symbol of power and prestig...

Under : Insurance

Loans And Credit Card Payments -A Stitch In Time Saves Nine

By- IndianMoney.com Research Team
24 June 2013

We all are burdened by the vagaries of life. Loans simply add to it. Cheer up!…Remember the less you have the more there is to get…credit cards are like mosquito’s …you ...

Under : Loans and Credit Cards

Home Loans-A Port In The Storm

By- IndianMoney.com Research Team
24 June 2013

“Be Grateful For The Home You Have Knowing That At This Moment, All You Have Is All You Need”. This is a famous saying explaining the importance a home plays in our family lives. Each ...

Under : Loans and Credit Cards

Motorcycle Insurance In India - Ride Like The Wind

By- IndianMoney.com Research Team
22 June 2013

You must have heard the famous saying" A Four Wheeler Moves Your Body A Two Wheeler Moves Your Soul ". Haven’t you heard of the trailblazers blazing their way across India? The l...

Under : Insurance

Unit Linked Pension Plans-A Light At The End Of The Tunnel

By- IndianMoney.com Research Team
20 June 2013

You must have heard the famous saying " The Challenge Of Retirement Is How To Spend Time Without Spending Money ". You know the perils of retirement " Plenty Of Time At Hand And N...

Under : Insurance

Reforms In Unit Linked Insurance Plans And Their Impact - A Reform Is A Correction Of Abuses

By- IndianMoney.com Research Team
18 June 2013

The first question that generally comes to your mind whenever you are subject to abuse is when reforms would come into place that would salvage your situation. Mis selling is a rampant practice ...

Under : Insurance

Unit Linked Insurance Plan - Too Much Of A Good Thing?

By- IndianMoney.com Research Team
15 June 2013

During your shopping expeditions you must have come across a number of advertisements which say " Buy More For Less ". You may have also heard " Buy Two Get One Free " and &q...

Under : Insurance

Know Your Health Policy Before You Purchase It - Any Fool Can Know. The Point Is To Understand

By- IndianMoney.com Research Team
14 June 2013

Do you purchase an article from the shop without asking it’s features. What is the first question you ask when you want to buy a new Smartphone?. Isn’t it the price?.You next ask abo...

Under : Insurance

Health Insurance In India-The First Wealth Is Health

By- IndianMoney.com Research Team
12 June 2013

What is wealth without health? Would you choose a diamond studded wheelchair over a fit and healthy body.No Definitely Not?. A fit body and a fit mind are very necessary to stay competitive in o...

Under : Insurance

Leave Travel Allowance In India - A Rupee Saved Is A Rupee Earned

By- IndianMoney.com Research Team
11 June 2013

Oh What A Sigh Of Relief. Finally It Is The Weekend Aren’t these the words you say on every Friday of the week? Now after a tiring six months you take that holiday which you feel is very n...

Under : Financial Planning

Are Gifts Taxable In India-The Best Gifts Come From The Heart And Not The Store

By- IndianMoney.com Research Team
10 June 2013

Don’t you remember your childhood days when you received gifts on your birthday and festivals? What joy it brought you .Don’t you remember the Christmas season when you stayed up the w...

Under : Financial Planning

How To Save On Tax Using Life Insurance-People Who Live In Glass Houses Must take Insurance

By- IndianMoney.com Research Team
07 June 2013

You must have heard the phrase "Life Is Short Do Not Waste It". This short life is even shorter due to the uncertainties of life .Do you know what would happen to you tomorrow? Certain...

Under : Financial Planning

You Own A Piece Of Land-Know Its Status

By- IndianMoney.com Research Team
07 June 2013

You all know the price of land in India particularly in the metro’s .Isn’t it phenomenally high? In India isn’t land encroachment and land grabbing a common phenomenon? .Let us c...

Under : Real Estate

Why It Is Very Essential To Teach Your Kids To Make Financial Decisions

By- IndianMoney.com Research Team
06 June 2013

You must have heard of the famous saying by Oscar Wilde “When I Was Young I Thought That Money Was The Most Important Thing In Life, Now That I Am Old I Know It Is”. Doesn’t this...

Under : Financial Planning

Agricultural Income Is It Taxable In India-What At First Was Plunder Is Now Tax

By- IndianMoney.com Research Team
05 June 2013

Don’t you feel that everything you earn is taxed ?.Whatever I earn nothing is left behind .Everything goes in taxes. Well there is some good news for you .Not all income you earn is taxed ...

Under : Financial Planning

Should You Take A Life Insurance Policy On The Life Of Your Child

By- IndianMoney.com Research Team
05 June 2013

You must have noticed that almost anything is insured today. Hollywood and other celebrities have taken a fancy to insurance products. The film stars perceive their body parts as assets and if t...

Under : Insurance

Myths Surrounding Systematic Investment Plans-He Who Hesitates Is Lost.

By- IndianMoney.com Research Team
01 June 2013

Here I would like to start this article by defining “What Is A Myth”. A myth is a story which may or may not be true. It is generally old and its conclusions might have been lost in ti...

Under : Capital Markets

Oh That Elusive Holiday-Twenty Years Down The Line You Will Regret Things You Didn't Do Than The Things You Did

By- IndianMoney.com Research Team
01 June 2013

Oh God…I have spent weeks at my desk. Don’t remember when I took a break last. Are these the words you keep constantly repeating? This means it is high time you took that elusive holi...

Under : Insurance

Section 80C Of Income Tax Act -A Boon For Workers

By- IndianMoney.com Research Team
01 June 2013

Tax….Tax…. Tax…How many times we hear people complaining about this … Every time I go shopping I do not have any money to spend …all of it goes to pay Tax. ...

Under : Capital Markets

How Can An NRI Invest In Shares In India-He Who Climbs A Ladder Must Start At The Bottom

By- IndianMoney.com Research Team
01 June 2013

You must have seen how the stock markets have moved in the past one year. If  you  compare the value of   the previous year of the BSE Sensex with the current value you would h...

Under : Financial Planning

If It's Insurance It's Got To Be Life Insurance Corporation Of India

By- IndianMoney.com Research Team
01 June 2013

When you purchase a life insurance product what is the first name that comes to your mind. Obviously its Life Insurance Corporation Of India..Have you ever wondered why LIC commands so high a bran...

Under : Capital Markets

State Bank Of India-A Friend In Need Is A Friend Indeed

By- IndianMoney.com Research Team
31 May 2013

You may have heard the saying “A Good Banker Like Good Tea Can Only Be Appreciated When You Are In Hot Water”. Haven’t you heard the saying “Fire Tests The Purity of Gold A...

Under : Financial Planning

Employee Provident Fund-Slow And Steady Wins The Race

By- IndianMoney.com Research Team
31 May 2013

Don’t you aim for stability in any venture you undertake in life? Nobody likes sailing in the stormy seas. Haven’t we all heard the phrase “More The Haste Lesser The Speed &ldquo...

Under : Financial Planning

Insurance Agents - Wolves In Sheep's Clothing?

By- IndianMoney.com Research Team
31 May 2013

  An Opportunity to make a quick buck…An Opportunity never to be missed... Money is to be made….Carpe Diem ‘Seize the Day’ this is the motto of the insurance agents....

Under : Insurance

How To Save On Those Shopping Bills-Beauty Is In The Eye Of The Beholder

By- IndianMoney.com Research Team
31 May 2013

How many of us are caught up by the good looks of celebrities and the fashion trends they set? Some of the top brands in the world are endorsed by celebrities. Brad Pitt endorses Gucci. David Beck...

Under : Financial Planning

Systematic Investment Plan-Diligence Is The Mother Of Success

By- IndianMoney.com Research Team
30 May 2013

We have all heard the phrase “Little Drops Of Water , Little Grains Of Sand , Make The Mighty Ocean And The Beauteous Land”, What does this phrase mean ? This basically means that Syst...

Under : Mutual Funds

Income Tax - 'A Penny Saved Is A Penny Taxed'

By- IndianMoney.com Research Team
30 May 2013

Here we have the famous saying “Everything We Have Is Taxed Including Our Patience”.Oh why do we all have to pay taxes? Isn’t there a way we can save on these Taxes? ,Here w...

Under : Financial Planning

Financial Product Purchases-Where All You Need Is A Click Away

By- IndianMoney.com Research Team
30 May 2013

Everything you want is a Click Away; Remember those Pop Ups asking us to purchase an insurance policy online..We Are The Best Financial Products Available Online And We Know How To Serve You Best&hel...

Under : Financial Planning

Sectoral Mutual Funds-All Things Are Difficult Before They Are Easy

By- IndianMoney.com Research Team
30 May 2013

We must have all heard the saying “Still Waters Run Deep”. Why does this saying remind me of Sectoral  funds ?. Sectoral funds require a thorough understanding. We need to tread c...

Under : Mutual Funds

Education Loans-Follow The River And You Will Reach The Sea

By- IndianMoney.com Research Team
30 May 2013

“The Educated Differ From The Uneducated As Much As The Living Differ From The Dead”. This is a famous saying by Aristotle. There is a time and place for everything in life.  Does...

Under : Loans and Credit Cards

Doing That MBA Course - Too Many Cooks Spoil The Broth

By- IndianMoney.com Research Team
28 May 2013

I would like to start this article by asking all students looking to pursue that MBA dream to take note of the famous quote by Steve Jobs "Your Time Is Limited , So Don’t Waste It Liv...

Under : Financial Planning

Refinancing Of Home Loan-All's Well That Ends Well

By- IndianMoney.com Research Team
28 May 2013

Many of us are in a hurry to take that home loan. As long as we can repay the home loan   All Is Well. What happens when we cannot pay back the home loan? What happens if I lose my job o...

Under : Loans and Credit Cards

Gambling - A Sure Way Of Getting Nothing For Something

By- IndianMoney.com Research Team
27 May 2013

You must have heard the saying "What Happens In Vegas Stays In Vegas". Yes I am talking about the legendary city of Casinos and gambling .How we all love to see the American Roulette, ...

Under : Financial Planning

Learn About NPS

By- IndianMoney.com Research Team
24 May 2013

You must have heard the famous proverb “Laugh And The World Laughs With You, Cry And You Cry Alone”. What does this proverb mean? .This means that you always need to save for that rain...

Under : Financial Planning

How Can An NRI Avail Of A Home Loan In India-Little Strokes Fell Great Oaks

By- IndianMoney.com Research Team
24 May 2013

Don’t you know how important a roof over your head is? This need is felt more so in a foreign country .One doesn’t know when and under what circumstances one would return to one&rsqu...

Under : Loans and Credit Cards

Term Life VS Whole Life Insurance-The Eternal Debate

By- IndianMoney.com Research Team
23 May 2013

Here in insurance we have a number of different kinds of life policies. The choices we have are vast which results in confusion while choosing which kind of policy one wants. Here when one is face...

Under : Insurance

Should We Go In For Real Estate Or Gold-Rome Was Not Built In A Day

By- IndianMoney.com Research Team
23 May 2013

Here we have the famous saying “Buying real estate is not only the best way, the quickest way, the safest way, but the only way to become wealthy”. We are a nation with a rapidly risin...

Under : Real Estate

The Mutual Fund Market Is Filled With Investors Who Know The Price Of Everything And The Value Of Nothing

By- IndianMoney.com Research Team
22 May 2013

You must have noticed that the mutual fund and equity markets in India have boomed when markets in Europe and the USA had crashed after the USA Subprime Crisis. The BRIC’s nations had gene...

Under : Mutual Funds

Success In Real Estate Starts With Believing Your Worthy Of It

By- IndianMoney.com Research Team
18 May 2013

Real Estate is at the core of almost any business and it is certainly at the core of most people’s wealth .In order to build up your wealth you need to know about real estate. Don’t ...

Under : Real Estate

The Gold Crash - What Goes Up Must Come Down

By- IndianMoney.com Research Team
18 May 2013

Haven’t you played with bubbles when you were young? You blew them out of a small bottle and these bubbles rose in the air .After flying for some time they burst. Doesn’t this remind y...

Under : Financial Planning

Tax Saver Fixed Deposits

By- IndianMoney.com Research Team
07 May 2013

Are you looking for the safest place to invest…..??? Most of the time people prefer Fixed Deposits (FD) when it comes to safer investment avenues. The only disadvantage of FD is that unli...

Under : Deposits and Bank Accounts

How to Buy a Flat?

By- IndianMoney.com Research Team
07 May 2013

Own house is one of the biggest dreams of every family and it is one of the largest buy they make in their life. Buying a flat involves huge money and while investing such huge amount one needs ...

Under : Real Estate

Personal Loan

By- IndianMoney.com Research Team
07 May 2013

Loan which is used for personal needs is called Personal Loan. It helps to meet the needs like Investment, Holidays, Wedding Expenses, Medical Expenses, Business, Consumer Durables, etc. Persona...

Under : Loans and Credit Cards

Diversification in Mutual Funds

By- IndianMoney.com Research Team
07 May 2013

We’ve often heard of "the secret of successful investing is to diversify their risk" - so how does one go about this? And what does diversification really mean - does it only mea...

Under : Mutual Funds

Annuities and Pension Plans

By- IndianMoney.com Research Team
03 May 2013

In an annuity, the insurer agrees to pay the insured a predetermined sum of money periodically. The objective of an annuity is to protect against risk as well as provide money in the form of pensi...

Under : Insurance

Buying the First Stock

By- IndianMoney.com Research Team
03 May 2013

Normally people who don't know much about the stock market often search for information online. IndianMoney.Com is always concerned about the needs of its investors. To help them in taking t...

Under : Capital Markets

Income Tax Calculations-Taxes Grow Without Rain

By- IndianMoney.com Research Team
02 May 2013

We have all heard the phrase “Nothing is Certain As Death And Taxes”. No matter how old you grow you have to pay tax. There is no age limit for taxation. Here in India we also have a...

Under : Financial Planning