I am 61 years married with 2daughters and residing in Raichur. I have 2 health insurance plans which are not cashless. I want to convert these plans into cashless health insurance plans. Is there any way I can do so. Please advise?
You can port your health insurance plan at the time of renewal. You may port your policies into any health insurance policies that offers cashless facility at a wide network of hospitals. You need to keep in mind that cashless hospitalization is just a facility, not a benefit. 1. You should also pay attention to the list of hospitals on the prospective insurer's network and also find out whether your preferred hospitals are a part of it. 2. If you port the reimbursable plans to cashless plans and your preferred hospitals are not a part of it, you will still have to opt for the reimbursement option despite porting to a new insurer with the cashless feature.