Accident insurance helps you pay for the medical and out-of-pocket costs that you may incur after an accidental injury. This includes emergency treatment, hospital stays, and medical exams, and other expenses you may face, such as transportation and lodging needs.

There can be very bad consequences of meeting an accident like death or pause in income, ranging from few weeks, months to even years. A Personal Accident Insurance Plan provides financial cover to an individual who had to suffer disability, death or dismemberment due to an accident. Coverage is also provided against the expenses incurred during hospitalization due to an accident.

Threat of terror attacks is omnipresent. You can always get protection against terror attacks with a health insurance, travel insurance or a personal accident plan. This cover is in the form of add-ons and must be purchased separately. If you live or work in a place which is sensitive, or travel often to sensitive areas, take an insurance plan which covers against terror attacks.