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What is SIM Swap Fraud?

Thursday, June 14, 2018, 3:25 PM

Under SIM Swap Fraud fraudsters collect your personal information and contact your mobile operator, showing your identity proof saying the original SIM is lost. He then applies for a duplicate SIM card. The mobile operator would de-activate your SIM card. The fraudster generates an OTP on his own phone, using the duplicate SIM and then makes online banking transactions.
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What is card skimming ?

Thursday, June 14, 2018, 2:50 PM

Card skimming is a type of card fraud, where fraudsters use a small electronic device called a skimmer, to steal your card information. This generally happens when your card is inserted into electronic devices like POS (Point of Sale). Your card gets run through a skimmer and the device captures and stores key information from the magnetic strip of your credit/debit card.
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Why check your credit report?

Monday, March 20, 2017, 8:30 PM

Get an idea of your creditworthiness. This will help ensure loan application does not get rejected. You can detect errors in your credit report. Periodic checking of the credit report is the only way to detect such errors. If a fraudster steals or misuses your financial information, it’s called identity theft. Periodic checking of credit report prevents you becoming a victim of identity theft.

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