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What is vishing?

Friday, December 28, 2018, 4:19 PM

Vishing is a fraudulent method of making phone calls, where fraudsters pose as employees of reputable companies to make individuals part with personal information, like bank details, credit card numbers and OTP. The main reason behind people falling prey to this kind of scam is the lack of awareness among the citizens of India.
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What is section 7 of the RBI Act?

Wednesday, October 31, 2018, 7:29 PM

In an unprecedented move, the government has reportedly invoked Section 7 of the Reserve Bank of India Act. According to Section 7 of the RBI Act the central government is empowered to issue directions it considers necessary for public interest to the central bank from time to time after consultation with the RBI governor.
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What are prepaid payment instruments?

Wednesday, October 24, 2018, 6:48 PM

Prepaid payment instruments are methods that facilitate purchase of goods and services against value stored on such instruments. The value stored on such instruments represents the value paid for by the holder, by cash, by debit to a bank account, or by credit card. Prepaid instruments can be issued as smart cards, magnetic stripe cards, and any such instruments used to access prepaid amount.

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