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What Is A Gold Loan?

Thursday, December 22, 2016, 11:16 AM

You can avail a loan from a bank or an NBFC by pledging your gold. You can pledge your gold coins or gold jewelry and avail a gold loan from a bank. The gold has to be of purity 18-24 carats. You have a loan to value ratio of 75% if you avail a gold loan from a bank or an NBFC.

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