Hawala is a method of transferring money without any actual movement. One definition from Interpol is that Hawala is "money transfer without money movement." Hawala is an alternative remittance channel that exists outside of traditional banking systems. Transactions between Hawala brokers are done without promissory notes because the system is heavily based on trust.
Parineeti is conscious about money and responsible about how she spends. Chopra works on a budget and makes sure she knows exactly where she spends. She is not a spendthrift or an extravagant buyer. She buys things she dreams of, but at the same time she works very hard for it, every single day, to enjoy a better lifestyle and higher standard of living.