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Smart Savers: #3 Save tax through Public Provident Fund

Monday, April 3, 2017, 7:56 AM

The Public Provident Fund (PPF) Scheme is a tax-free savings scheme that was introduced in the year 1968 by the Ministry of Finance (MoF) in India. Interest earned on deposits in the PPF account are not taxable. Deposits made towards PPF accounts can be claimed as tax deductions. This makes the PPF Scheme one of the most tax efficient instruments in India.
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Why submit investment proofs to your employer?

Monday, March 27, 2017, 11:25 AM

You have to submit “Income Tax Declaration” to your employer, at the time of joining the Company or the beginning of financial year. This is nothing but provisional statement, where you give details of your proposed investments and expenses which are tax deductible. Depending on your proposed investments and expenses, your employer deducts TDS from your salary each month and deposits with tax department.
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What Is Public Provident Fund?

Thursday, December 22, 2016, 9:10 AM

Public Provident Fund, popularly known as PPF, is a savings cum tax saving instrument. PPF is a long-term, government-backed small savings scheme of the Central Government, started with the aim of providing old age income security to the workers in the unorganized sector and self-employed individuals. Any individual (salaried or non-salaried) can open a PPF account.
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