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Know your credit card limit

Know your credit card limit

Sunday, April 30, 2017, 11:16 AM

The credit card issuer sets your credit limit based on factors including your income, repayment history, spending patterns and CIBIL score. Your credit limit implies the maximum amount you can spend on your credit card. Usage beyond this limit will invite penalty. Keep the credit limit low. This will help to reduce the spending.
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