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Make sure EMIs are affordable

Make sure EMIs are affordable

Monday, November 27, 2017, 6:06 PM
When it comes to loans, never bite more than you can chew. If you are availing a car-loan, make sure that car loan EMIs do not exceed 15% of your net monthly pay. Your personal-loan EMIs should not exceed 10% of your net monthly pay. Home-loan EMIs should not exceed 35-40% of net monthly pay. When you avail a loan, never consider future income.
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