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Not having credit history can lead to difficulty in availing loans

Not having credit history can lead to difficulty in availing loans

Thursday, May 25, 2017, 11:09 AM

If your credit score is zero, it means you do not have a credit history. With no credit history, banks have no data to assess your repayment behaviour and you will be profiled as a ‘risky’ prospect. This will make access to any kind of credit extremely tough and costly.
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