Returns in P2P lending
Thursday, November 2, 2017, 6:27 PM
Returns in a P2P lending portfolio are ultimately connected to the interest rates, tenor and repayment performance of underlying loans which the investor has chosen to invest in. Investors have the ability to build a portfolio of loans with a curated mix of low, medium and high risk loans. P2P lending portfolio generates net-interest income which is at least 2X higher than bank fixed-deposit.