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What is Jeevan Pramaan or Digital Life Certificate?

Monday, August 12, 2019, 11:59 AM

The jeevan pramaan certificate is the proof that pensioners must submit to the relevant and authorized pension distributing agency(bank or post office) once a year, to certify the pensioner is alive. Providing the jeevan pramaan certificate, helps the pensioner receive the pension to the savings bank account. Previously, the pensioner needed to be present before the pension disbursing agency to obtain the life certificate.
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What is a Ponzi scheme?

Monday, July 29, 2019, 11:56 AM

Ponzi schemes are fraudulent investment schemes, which are set-up with the intention of making quick money by cheating investors. Under this scheme, the company pays returns to its old investors' using the money invested by new investors. To continue this scam, more and more investors must invest in this scheme, as they can pay-off old investors. Once the pyramid becomes unsustainable, the scheme collapses.
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What is Co-Pay in a Health Insurance Policy?

Friday, July 12, 2019, 5:32 PM

Co-pay refers to the part of the claim amount in an insurance policy which is borne by the insured out of pocket. It is generally provided in a percentage term and is applicable on the claim amount in General Insurance Policies. It may range from 10% to 50% in health policies.

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