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Switch lenders if needed

Switch lenders if needed

Monday, November 27, 2017, 6:30 PM

Banks often offer lower rates to new customers but charge existing customers higher rates. Be on the lookout for changes in interest rates. If another bank is offering a better rate, it makes sense to switch loans. But the difference should be at least 2 percentage points, otherwise the switching and processing charges will eat into the gains from the lower rate.
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