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HomeEducation Education Which insurance policies qualify for bonus? Which insurance policies qualify for bonus?

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Which insurance policies qualify for bonus?

Which insurance policies qualify for bonus?

Wednesday, July 12, 2017, 3:25 PM
Bonus is not payable to every policyholder but depends on the kind of policy one holds. Traditional insurance plans, such as endowment or money-back plans, can either be 'participatory' (or 'with-profit') plans, thereby qualifying for bonus, or 'non-participatory' (or 'without-profit') plans that do not qualify for bonus. Understandably, 'non-participatory' policies come at a lower premium compared to 'participatory' ones.
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