Individual Health Insurance Plan:
This is designed to cover an individual against various illnesses with cashless hospitalization and other add-on features.
Family Floater Insurance Plan:
With this plan, you can cover all your family members against diseases under a single policy.
Surgery and Critical Illness Insurance Policy:
This is usually brought as a standalone policy, or as a rider in case of treatment against serious illnesses like cancer, kidney failure, heart attack, paralysis and so on. As the treatment of such diseases is expensive, the premium is also on a higher side.
Senior Citizen Health Insurance Plan:
This offers to protect you from health issues during your old age. According to IRDA norms, every insurer must provide cover for people up to the age of 65 years.
Undoubtedly health care is expensive and who wants to fall sick. So now insurers' have preventive health care that offers to take care of you and not let you fall sick. This includes preventive care treatments like regular checkups, consultation charges and other tests or x-ray fee concessions. The idea is to monitor your health at timely intervals and provide overall health care benefits.