alexa
Indianmoney.com Missed Call Number

Get Rs 20 Lac Term Plan @ Rs.7/- per day*

Search IndianMoney

What is your Credit Score? Get FREE Credit Score in 1 Minute!

Get Start Now!

Investment Planning

Make a good investment plan.
Then relax and watch your money grow.
Just Leave a Missed Call on 022 6181 6111,
Our Money Doctor will reach you shortly !

Get the best advice on
Investment Planning

I have read and I agree to the Privacy Policy
 
Investment Planning
FAQ's Articles News Videos Calculator

Learn to Save, Spend, Invest & Borrow Wisely with our Youtube Channel

Rate us
  • ★
  • ★
  • ★
  • ★
  • ★
4.1 / 5 based on 11 User Reviews

What is investment planning?

An Investment means keeping aside money today, to get a higher return in the future.

Investment planning needs to be done based on the risk you are able to handle. If you are risk averse you must invest in fixed income securities. The money you invest is safe and you get interest on it.

You can invest in equity if you like to take risks in your investments. You can invest your money in shares or equity mutual funds to get higher returns, if you are a risk aggressive investor.

How is investment planning done?

If you are a conservative investor, you do not like to lose money. You want your principal invested to remain intact as well as earn interest on it.
These are some of the financial instruments you would consider:

  • Public Provident Fund

  • 5 Year Bank Fixed Deposits

  • National Savings Certificate.

  • Senior citizens savings scheme.

  • Post office monthly income scheme.

  • Ask Money Doctor

    Hello friend! I am your personal financial advisor. By the end of this interactive session, I will help you to plan yours and your family's finances to ensure a better future.

  • Ask IndianMoney.com Money Doctor
Why Investment Planning

Your Emergency Fund

It helps you increase your money which you can set aside for an emergency. You don't need to borrow money to pay the medical bill.

Meet Financial Goals

You can meet financial goals such as holidaying abroad, buying a car or even setting aside money for retirement.

 

Increase Your Wealth

If you want to become rich, just saving money is not enough. You need to invest. Investing helps you gain the benefits of compounding.

Tax Benefits

If you invest in equity linked saving schemes a type of equity mutual fund, you get tax benefits on your investment.

 
Key factors to consider for Investment Planning

If you are an aggressive investor you would invest in

Equity Linked Saving Schemes (ELSS) :

If you are willing to bear a very high risk for a very high return, then you must consider an investment in ELSS.

It gives you a high return of around 10-12% if the stock markets do well but can also result in severe losses if the market crashes.

You also enjoy a tax deduction under Section 80 C, up to INR 1.5 Lakhs on the money invested in the ELSS.

ELSS also enjoys "EEE" status which means the money invested in the ELSS, The money accumulated with time and the maturity amount (Withdrawn after 3 years) are free of tax. Since you are forced to invest in the ELSS for at least 3 years you are a long term investor and can get good profits.

You could invest in a Systematic Investment Plan (SIP) of an equity mutual fund

In an SIP a fixed sum of money is deducted each month from your bank account and invested in an equity mutual fund scheme of your choice, on a particular day of the month.

Your money is managed by a Professional Fund Manager. You do not need to time the market. You just spend time in the market.

 

Concepts & FAQ's Investment Planning

What is Investment Planning?

Investment helps you to create savings and to enhance your money. Investment planning is the strategy to maximize future financial cash flow for future safety.

Investment planning involves evaluating many possible financial options that could be used to secure the desired financial future. A number of investors like to hike their earnings through high-risk investments, at the same time others prefer investing in assets with minimum risk involved. However, the greater part of investors chooses an investment strategy that lies in the middle.

How is Investment Planning Done?

Investment plans require careful study of the financial market. It is the responsibility of the particular individual to make the decisions in order to meet long term financial goals.

  • Decide "How much and in"

  • Decide "Where to invest in"

  • Ascertain the "Source from where the investment could be obtained"

  • Analyze performance of investments made over time

  • Pull out the investments if uncertainty is involved in the process

  • Ask Money Doctor

    Hello friend! I am your personal financial advisor. By the end of this interactive session, I will help you to plan yours and your family's finances to ensure a better future.

  • Ask IndianMoney.com Money Doctor
Thinking of buying a Investment Planning ?

To be absolutely sure of WHAT TO LOOK OUT, talk to IndianMoney.com on the phone for FREE financial consultation.

Expert Financial Advisors from IndianMoney.com would provide you unbiased, correct and up to date information so that you can make an informed financial decision.

Frequently Asked Questions

Why is investment planning essential?

A well developed investment plan can act as the roadmap to your financial goals. So, it is essential to have an investment plan.

What is the difference between financial planning and investment planning?

Investment planning is a part of financial planning which deals with your investment objectives. Financial planning includes all your financial goals like retirement goals, tax planning, estate planning etc.

What is meant by asset allocation?

Asset allocation is the process of dividing investments into different asset categories, such as equities, fixed income and cash, to help to create an optimal portfolio according to your needs and potentially reduce volatility. To know more about Investment Planning, call us on 080 67974000

What is meant by portfolio management?

When pursuing your financial goal, you want to make the most of your money while minimizing potential risk. Portfolio management can help. Portfolio management is a strategy where your money is diversified, or spread across a variety of asset classes, such as equities, fixed income and cash. Since each asset class has a different balance of risk and return, each performs differently over time, helping to reduce potential risk and volatility.

Why do I need an investment plan?

A well developed investment plan can act as the roadmap to your financial goals.

What are the benefits of Investment?

  • Capital Accumulation

  • Family security

  • Standard of living

  • Savings

  • Assets

  • Financial security and stability

Get the Best Financial Advice on Investment Planning Leave a Missed Call @ 022-6181-6111
 

Investment Planning Articles

There is no Shortcut to become RICH, But here is a SECRET.Download the IndianMoney App and Be Wise & Get Rich

Google Play
Read Article

Line of Credit: Everything You Need to Know

19 September 2019, Thursday    

There are several ways to borrow money. You may go to a bank for a conventional variable-rate or fixed-rate mortgage, borrow funds from relatives and friends, make use of credit cards or avail mortgages from local financiers. How about a line of credit? Yes, a line of credit, abbreviated as LOC, is ....

Investment Planning Line Of Credit

The Future of Bank Risk Management

18 September 2019, Wednesday    

The risk management in banks has largely been affected by the development of information technology and the globalization of financial markets. Regulatory aspects also play a vital role in addition to these factors. Banks have to manage their risk to assure their financial soundness and profitabilit ....

Investment Planning Financial System Indian Banking Sector Bank Risk Management

Foreign Direct Investments (FDIs) in India

18 September 2019, Wednesday    

What are FDIs? The concept of FDIs is very simple. FDIs are investments made by individuals or firms from one country into businesses in another country. The intention of FDIs is to create a lasting business interest. FDIs occur when individuals or business enterprises retain at least the 10% owners ....

Investment Planning Foreign Direct Investments In India

LOAD MORE
 

Investment Planning News

There is no Shortcut to become RICH, But here is a SECRET.Download the IndianMoney App and Be Wise & Get Rich

Google Play
 
Home News
 

LIC offers Rs 1.25L-cr line of credit to fund projects: Nitin Gadkari

Sunday, July 21, 2019, 1:37 PM

As part of innovative modes of financing to meet India's huge infrastructure appetite, insurance giant LIC has agreed to offer Rs.1.25 lakh crore line of credit by 2024, to fund highway projects, Union Minister Nitin Gadkari said. The Minister said that the line of credit will be used to fund the ambitious Bharatmala project, the revised cost of which has reached Rs.8.41 lakh crore.
Investment Planning Union Government Nitin Gadkari LIC Highway Project

345 infra projects show cost overruns of Rs 3.28 lakh crore

Sunday, July 21, 2019, 11:58 AM

As many as 345 infrastructure projects, each worth Rs 150 crore or more, have shown cost overruns to the tune of over Rs 3.28 lakh crore owing to delays and other reasons, a report said. According to the report, the expenditure incurred on these projects till April 2019 is Rs 8,84,906.88 crore, which is 40.94 percent of the anticipated cost of the projects.
Investment Planning Union Government General Infra Projects
 

Centre approves Rs 1,600 cr for Dibang Multipurpose Project

Thursday, July 18, 2019, 10:13 AM

The Centre approved Rs 1,600 crore for pre-investment activities of the Dibang Multipurpose Project (MPP) in Arunachal Pradesh. The project is envisaged as a storage-based hydro-electric project with flood moderation as the key objective. The decision has been taken at a meeting of the Cabinet Committee on Economic Affairs (CCEA), chaired by Prime Minister Narendra Modi, according to an official statement.
Investment Planning India Assam Arunachal Pradesh Google News Breaking News India News Dam India News Today Today News Dibang River

LOAD MORE
 

Investment Planning Videos

There is no Shortcut to become RICH, But here is a SECRET.Download the IndianMoney App and Be Wise & Get Rich

Google Play
 

Learn to Save, Spend, Invest & Borrow Wisely with our Youtube Channel

Home Videos
ಬರೀ 5000 ರೂ ತಿಂಗಳಿಗೆ ಹೂಡಿಕೆ ಮಾಡಿ 6 ಕೋಟಿ ರೂಪಾಯಿ ಗಳಿಸುವುದು ಹೇಗೆ? | C S Sudheer Exclusive

ಬರೀ 5000 ರೂ ತಿಂಗಳಿಗೆ ಹೂಡಿಕೆ ಮಾಡಿ 6 ಕೋಟಿ ರೂಪಾಯಿ ಗಳಿಸುವುದು ಹೇಗೆ? | C S Sudheer Exclusive

3 Hours Ago

ಬರೀ 5000 ಸಾವಿರ ರೂ ತಿಂಗಳಿಗೆ ಹೂಡಿಕೆ ಮಾಡಿ 6 ಕೋಟಿ ರೂಪಾಯಿ ಗಳಿಸುವುದು ಹೇಗೆ?
Investment Planning Financial Planning Financial Advice

LOAD MORE
 

Calculator

There is no Shortcut to become RICH, But here is a SECRET.Download the IndianMoney App and Be Wise & Get Rich

Google Play

Related Articles

19 September 2019, Thursday

Line of Credit: Everything You Need to Know

  • There are several ways to borrow money. You may go to a bank for a conventional variable-rate or fixed-rate mortgage, borrow funds from relatives and friends, make use of credit cards or avail mortgages from local financiers. How about a line of credit? Yes, a line of credit, abbreviated as LOC, is
18 September 2019, Wednesday

The Future of Bank Risk Management

  • The risk management in banks has largely been affected by the development of information technology and the globalization of financial markets. Regulatory aspects also play a vital role in addition to these factors. Banks have to manage their risk to assure their financial soundness and profitabilit
18 September 2019, Wednesday

Foreign Direct Investments (FDIs) in India

  • What are FDIs? The concept of FDIs is very simple. FDIs are investments made by individuals or firms from one country into businesses in another country. The intention of FDIs is to create a lasting business interest. FDIs occur when individuals or business enterprises retain at least the 10% owners

Most Read Articles

18 July 2012, Wednesday

How to Make Claim on a health Insurance Policy?

Formalities for a health insurance claim You can make a claim under a Health insurance policy in two ways: On a Cashless basis and A Reimbursement Claim On a Cashless basis: For a claim on cashless basis, your treatment must be only at a network hospital of the Third Party...

14 March 2014, Friday

ELSS - Utilizing the power of compounding

As the name suggests ELSS invests the whole corpus in equities. Proportions as high as 80-90% of equities are found in an ELSS Fund. It is a special kind of mutual fund that qualifies for tax benefits. Basically Equity Linked Savings Scheme is a mutual fund with a lock in period of three years and...

07 January 2014, Tuesday

Why One Must Never Neglect Estate Planning?

One of the most common reason for family feuds in India as in the rest of the World is faulty estate planning. Estate planning is a neglected topic in India mainly because of the emotions attached to it. A common reason people neglect to make a will or indulge in estate planning in their younger yea...

CIBIL Meter

Get FREE Credit Score now!

What is your Credit Score? Get FREE Credit Score in 1 Minute!

Get Start Now!
Attention!

This is to inform that Suvision Holdings Pvt Ltd ("IndianMoney.com") do not charge any fees/security deposit/advances towards outsourcing any of its activities. All stake holders are cautioned against any such fraud.