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Privacy Policy - LeadMarket
I. INTRODUCTION: Welcome to our application (the "LeadMarket"). This App is published by Suvision HoIdings Pvt Ltd (“IndianMoney.com”), a company registered under the Companies Act, 1956 (CIN - U67120KA2008PTC047808), in 2008 having its registered office at No. 50, Vinay Arcade,K H Road, Shantinagar, Bangalore, India - 560027 .
By downloading or otherwise accessing the LeadMarket App you agree to be bound by the following Terms and Conditions (“Terms of Use“), IndianMoney Verified Service Provider Subscription Agreement and our privacy policy. If you have any queries about the App or these Terms, you can contact us at [email protected]
II. ABOUT LEADMARKET APP You can use the LeadMarket App, to subscribe for IndianMoney Verified Service Provider Subscription Packages and to buy complementary leads based on your requirement for the financial products sold by you, by paying the subscription fee. After buying the complementary lead, you will receive all the details of the lead, like its name, address, mobile number, annual income, area of interest, requirement details at your handheld device.

This Terms of Use and terms and conditions mentioned in www.leadmarket.in shall supersede any written and oral communication by executives or representatives of Suvision Holdings Private Limited or Indian Money.com or LeadMarket App in all the circumstances.
III. GENERAL RULE RELATING TO CONDUCT The LeadMarket App is made available for your own, personal use. The App must not be used for any commercial purpose whatsoever or for any illegal or unauthorized purpose. When you use the LeadMarket App you must comply with all applicable Indian laws.
You hereby agree not to:
(a) use the App in any unlawful manner or in a manner which promotes or encourages illegal activity including (without limitation to) copyright infringement; or
(b) attempt to gain unauthorized access to App or any networks, servers or computer systems connected to the App; or
(c) modify, adapt, translate or reverse engineer any part of the App or re-format or frame any portion of the pages comprising the App, save to the extent expressly permitted by these terms or by law.
(d) Any information provided by You, in order to access LeadMarket App and website, will always be correct, accurate and upto date. You are responsible for maintaining the confidentiality of any login information associated with any account that one may use to access our LeadMarket App and website Services.
(e ) You agree not to access any of our services through any unethical or unscrupulous means. Engaging in any activity that disrupts or interferes with our Services, including the servers and/or networks to which our Services are located or connected, is strictly prohibited.

You are solely responsible for any consequences, losses, or damages that company may directly or indirectly incur or suffer due to any unauthorized activities conducted by user, and resulting in any criminal or civil liability.

You agree to indemnify IndianMoney.com and its group companies in full and on demand from and against any loss, damage, costs or expenses including attorney and legal and court expenses which they suffer or incur directly or indirectly as a result of your use of the App otherwise than in accordance with these Terms of Use or Applicable Laws.
IV. CHARGE BACK & REFUND POLICY No claim of charge back / refund shall be admissible under any circumstances as IndianMoney.com incurs cost towards maintenance of server and space used for advertising the profile and other related costs. V. TERMS OF USE By downloading and using the LeadMarket App you are agreeing to be bound by these terms and conditions. We may change these terms and conditions at any time. Your continued use of the App means that you accept any new or modified terms and conditions that we come up with. Please re-visit the `Terms of Use' link from time to time to stay abreast of any changes that we may introduce. VI. REGISTRATION By registering, you certify that all information you provide, now or in the future, is accurate to the best of your knowledge.

IndianMoney.com reserves the right, in its sole discretion, to deny you access to LeadMarket App or any portion thereof without notice for the following reasons.
(a) any unauthorized access or use by you .
(b) if you assign or transfer (or attempt the same) any rights granted to you under this Agreement;
(c) if you violate any of the other terms and conditions of this Terms and Conditions or IndianMoney Verified Service Providers Agreement.
VII. LICENSE IndianMoney.com, hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access LeadMarket App provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this Terms and Conditions and IndianMoney Verified Service Providers Agreement. VIII. COPYRIGHT & NO RETRANSMISSION OF INFORMATION LeadMarket App as well as the design and information contained in LeadMarket App is the valuable, exclusive property of Suvision Holdings Private Limited, and nothing in this Terms and Conditions shall be construed as transferring or assigning any such ownership rights to you or any other person or entity. All information on LeadMarket App is the proprietary, confidential property of IndianMoney.com t and cannot be repeated for any reason outside the LeadMarket App. You agree not to repeat or rebroadcast in any way any of the information made on LeadMarket App for any reason whatsoever. You agree that if you do repeat or re-post any of LeadMarket App information by any means, you will be liable for actual and punitive damages as determined by IndianMoney.com and additional damages to be determined by an Indian court of Law. You may not resell, redistribute, broadcast or transfer the information or use the information in a searchable, machine-readable database unless separately and specifically authorized in writing by IndianMoney.com prior to such use. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share in LeadMarket App, any part thereof, or any of the information received or accessed there from to or through any other person or entity unless separately and specifically authorized in writing by IndianMoney.com prior to such use. In addition, you may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portions of LeadMarket App without prior written authorization except as set forth herein, any other use of the information contained in LeadMarket App requires the prior written consent of Suvision Holdings Private Limited and may require a separate fee. IX. DELAYS IN SERVICES Neither IndianMoney.com (including its and their directors, employees, affiliates, agents, representatives or sub -contractors) shall be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. IndianMoney.com shall have no responsibility to provide you access to the LeadMarket App while interruption of LeadMarket App is due to any such cause.
X. LIABILITY DISCLAIMER You expressly agree that use of the LeadMarket App is at your sole risk. The contents, information, software, products, features and services published on this LeadMarket App may include inaccuracies or typographical errors. Changes are periodically added to the contents herein. LeadMarket App and/or its respective suppliers may make improvements and/or changes in this LeadMarket App at any time. This LeadMarket App may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. IndianMoney.com (and its owners, suppliers, consultants, advertisers, affiliates, partners, employees or any other associated entities, all collectively referred to as associated entities hereafter) shall not be liable to user or member or any third party should IndianMoney.com exercise its right to modify or discontinue any or all of the contents, information, software, products, features and services published on LeadMarket App.

IndianMoney.com and/or its respective associated entities make no representations about the suitability of the contents, information, software, products, features and services contained on this LeadMarket App for any purpose. All such contents, information, software, products, features and services are provided "as is" without warranty of any kind. IndianMoney.com and/or its associated entities hereby disclaim all warranties and conditions with regard to these contents, information, software, products, features and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement, and availability.

In no event shall IndianMoney.com and/or its associated entities be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of or in any way connected with the use of this LeadMarket App or with the delay or inability to use LeadMarket App, or for any contents, information, software, products, features and services obtained through LeadMarket App, or otherwise arising out of the use of LeadMarket App, whether based on contract, tort, strict liability or otherwise, even if LeadMarket App or any of its associated entities has been advised of the possibility of damages.

We as a merchant shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any transaction, on account of the card holder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.
XI. USE OF APP AS A COMMUNICATION MEANS If this LeadMarket App contains message, boards, chat rooms, calling or other message or communication facilities (collectively, "Fora"), you agree to use them only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, you agree that when using a Forum, you shall not do any of the following:
a) Defame abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
b) Publish post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
c) Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights there to or have received all necessary consents
d) Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
e) Conduct or forward surveys, contests, or chain letters.
f) Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.
XII. EQUIPMENT AND OPERATION You shall provide and maintain all telephone/internet and other equipment necessary to access LeadMarket App, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by you. You are responsible for operating your own equipment used to access Lead Market. XIII. INFORMATION DISCLAIMER You acknowledge that the information provided through LeadMarket App is compiled from sources, which are beyond the control of LeadMarket App though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur and LeadMarket App does not warrant the accuracy or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, you acknowledge that LeadMarket App is provided to you on an "as is, with all faults" basis. IndianMoney.com expressly disclaims any and all warranties, whether express, oral, implied, statutory or otherwise, of any kind to the users and/or any third party, including any implied warranties of accuracy, timeliness, completeness, merchantability and fitness for a particular purpose, as well as any warranties arising by virtue of custom of trade or course of dealing and any implied warranties of title or non-infringement. In addition, IndianMoney.com , in providing the information in LeadMarket App makes no endorsement of any particular security, market participant, or brokerage. Further, IndianMoney.com does not represent or warrant that it will meet your requirements or is suitable for your needs.

Under this Terms and Conditions, you assume all risk of errors and/or omissions in LeadMarket App, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the accuracy and suitability of LeadMarket App, including the lead information, and for maintaining any means, which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the Terms and Conditions.

You agree that IndianMoney.com (including its and their officers, directors, employees, affiliates, group companies agents, representatives or subcontractors) shall not in any event be liable for any special, incidental or consequential damages arising out of the use or inability to use LeadMarket App for any purpose whatsoever. IndianMoney.com and its affiliates, officers, directors, employees and agents shall have no liability in tort, contract, or otherwise to user and/or any third party.
XIV. LINKS TO THIRD PARTY SITES The links or Advertisement in LeadMarket App will allow you to leave the App. Lead Market has not reviewed such links or advertisements. The linked sites are not under the control of IndianMoney.com and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by LeadMarket App or IndianMoney.com. XV. INDEMNIFICATION You shall indemnify, defend and hold harmless lead market (including its and their officers, directors, employees, affiliates, group companies, agents, representatives or subcontractors) from any and all claims and losses including attorney and court fees imposed on, incurred by or asserted as a result of or related to:
(a) your access and use of LeadMarket App
(b) any non-compliance by user with the terms and conditions hereof; or
(c) any third party actions related to users receipt and use of the information, whether authorized or unauthorized.
XVI. ATTORNEY'S FEES If Suvision Holdings Private Limited takes action (by itself or through its associate companies) to enforce any of the provisions of this Terms and Conditions, including collection of any amounts due hereunder, Suvision Holdings Private Limited shall be entitled to recover from you (and you agree to pay), in addition to all sums to which it is entitled or any other relief, at law or in equity, reasonable and necessary attorney's fees and any costs of any litigation. XVII. FOR ASSOCIATES If you are an Associate of Lead Market / IndianMoney.com, we would like to confirm that the following terms and conditions apply to you:
1) We do not Guarantee any conversion guarantee of leads served to you, it completely depends on you and customers acceptance of your service.
2) We will provide you with replacement of Lead only in the following 2 Situations – a) If the customer is not contactable for any reason.
b) If the customer says that he has not given his consent to IndianMoney.com to transfer his request to you.
3) If Lead is accepted for replacement, then the price of the lead will be credited back to your My Wallet.
4) SMS, Email and App notifications are just the complimentary services and the non-delivery of the same is not the responsibility of Lead Market
5) You must login to your LeadMarket App after delivery of every new lead, so as to help our system understand that you are properly utilizing our services. Further, this will also help our system deliver leads to your account regularly. Also you can view the lead details by checking the My Leads Page.

We are doing business as per the IndianMoney Verified Service Provider Subscription Agreement, therefore we request the Associate/user who is buying leads from us through the Lead Market App to abide by the IndianMoney Verified Service Provider Subscription Agreement
XVIII. PRIVACY POLICY We have created a separate Privacy Policy in order to explain in detail how we collect, manage, process, secure, and store users’ private information. Our privacy policy mentioned in the access LeadMarket App will be applicable for use of access LeadMarket App.
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