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The Big Spurt

17th Oct 2019 Thursday

According to Sudheer, Founder and CEO,, "EMIs must not exceed 10-15 percent of your monthly income. Making a big down payment means you will owe less on the car every month and can invest for other financial goals.

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Will you have to file Income Tax Returns if you earn less than Rs 5 lakh?

9th Oct 2019 Wednesday

Filing income tax return (ITR) is an important task for an individual, as it is mandatory for all Indians, including NRIs. The ITR can be filed in both online or offline modes. But earning individuals are still confused that is it mandatory for those who have an annual income below Rs 5 lakh can skip filing ITR or is it mandatory.

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Income Tax: Is it mandatory to file ITR even if your annual income is less than Rs 5 lakh/annum?

8th Oct 2019 Tuesday

Speaking on the matter CS Sudheer, CEO & Founder at said, "If your income is up to Rs 5 Lakhs you pay zero tax, but you must still file ITR. The income tax exemption is Rs 2.5 Lakhs a year for citizens below 60 years and Rs 3 Lakhs a year for senior citizens between 60 to 80 years. If you are earning anything above these limits, it’s compulsory to file ITR." Sudheer said that an earning individual can claim a rebate on tax payable if the taxable income is up to Rs 5 Lakhs under Section 87A. If your income is up to Rs 5 Lakhs and you don’t file ITR, you will get a tax notice. Filing ITR is mandatory if your income is more than the basic exemption limit (Rs 2.5 Lakh a year) for citizens below 60.

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