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Unsecured bank loans rise four-times in FY15-18: Report

Wednesday, July 4, 2018, 9:49 PM

Banks unsecured loan book has grown four times the bank credit during the past three years, helped by a rise in discretionary spending, technology-driven disbursements and lower interest rates, says a report. Unsecured loans are the loans where individual exposures are smaller and more distributed and given without any collaterals but banks get higher margins.

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