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Banks cannot charge for failed transactions, balance enquiry: RBI

Friday, August 16, 2019, 5:09 PM

The Reserve Bank of India asked banks to not charge customers for failed transactions at ATMs or include it as part of the permitted 'free ATM transactions' per month set for users. In a circular issued, the central bank stated that transactions that fail due to technical reasons will not be counted as valid ATM transactions for the customer.
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SBI Proposes To Dilute Stake In Credit Card Business

Thursday, August 15, 2019, 9:02 PM

The Executive Committee of Central Board of the bank at its meeting held on Wednesday "has given in-principle approval to explore the possibility of diluting SBI's stake in SBI Cards & Payment Services Private Limited, a subsidiary company through IPO route at an opportune time, subject to the approval of RBI and other regulatory agencies in this regard," tbank said in a regulatory filing.
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HDFC Bank mulls doubling credit card user base to 25 mn this fiscal

Monday, August 12, 2019, 11:45 AM

India's most valuable lender HDFC Bank is planning to double its credit card base and triple the merchant acquiring business this fiscal year, even as most banks raise concerns over rising stress in their unsecured loan book. The private-sector lender currently has a credit card base of 12.5 million and 9,00,000 unique merchants with 1.5 million acceptance points.

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