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How to Apply for Education Loan through Vidya Lakshmi Portal

Thursday, September 20, 2018, 10:45 PM

Looking to apply for an education loan? This year onwards, you have to do this online through Vidya Lakshmi- a government run portal for students who seek education loans for studies in India and abroad. The website is maintained by NSDL e-Governance and operates under the guidance of the Finance Ministry, Indian Banks Association and the Department of Higher Education.

What do you know about Education Loan?

Wednesday, September 5, 2018, 9:37 AM

A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It may differ from other types of loans in the fact that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school.

What are the consequences of not paying back Education Loan?

Monday, August 13, 2018, 8:53 PM

Failing to repay debt is no joke, especially when you’re talking about student loans. If you default on federal student loans, you’ll likely have to deal with debt collectors, wage garnishment, loss of tax refunds and a trashed credit standing, making it difficult to rent an apartment, buy a car, use a credit card, own a home or attain many forms of financial stability.

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