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SBI to link new floating rate home, auto loans to RBI's repo rate

Monday, September 23, 2019, 7:59 PM

SBI, the country's largest lender, has decided to adopt RBI's repo rate as the external benchmark for all floating rate loans for MSME, home and retail loans effective October-1, 2019. RBI had earlier asked banks to link all new floating rate personal or retail loans (home, auto, etc.) and floating rate loans to Micro and Small Enterprises to external benchmarks from October-1, 2019.
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SBI daily ATM cash withdrawal limit for different debit cards

Monday, September 23, 2019, 7:57 PM

Country's largest lender SBI permits daily cash withdrawal limit from ATMs for certain debit card holders. Last-year in November, the bank had halved the daily cash withdrawal limits for Classic and Maestro debit cards. Depending on the card and its variant, different cash withdrawal limits are applicable to SBI cards. SBI allows free-transactions to its customers at ATMs for 8-10 times in a month.
 
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Aadhaar card is now mandatory for nominees of your EPF account

Monday, September 23, 2019, 7:46 PM

Under a new-set of rules for making e-nomination of your provident fund account, the Employees' Provident Fund Organisation (EPFO) has made it mandatory to submit Aadhaar card number of all your nominees. "Aadhaar of all the family members in nomination is mandatory," said a notification issued by the EPFO recently. The e-nomination facility is available only for those whose UAN is linked to Aadhaar.