Pradhan Mantri Jan-Dhan Yojana popularly known as PMJDY is a financial inclusion scheme launched by the Prime Minister of India, Narendra Modi on August 28th, 2014. This scheme aims to provide banking and financial services to the unbanked and uninsured in India. The scheme will provide each household in India with a basic savings bank account. PMJDY is a zero balance savings bank account and you earn interest on the money deposited under this scheme. You are given a RuPay card to withdraw money from your PMJDY account.
Step 1 : You must visit the bank designated by the government to open a PMJDY account. List of banks who are authorized to open accounts under the Jan Dhan Scheme :
step 2 : You go to the respective bank counter and find the desk with Jan Dhan Yojana details. You meet the officials called Bank Mitra's or Business Correspondent Agents, who help fill the account opening form.
step 3 : You submit this form along with a color passport size photograph and your signature.
step 4 : You then submit a valid ID proof. If you have an Aadhaar card, you don't need any other ID proof.
If you don't have Aadhaar, you can use the following documents :
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