Credit card is plastic money issued by banks and credit card companies which lets cardholders spend up to the specified limit and pay later. Credit cards are a very useful and convenient method of making payments. You can use your credit cards to make payments when you are running out of money in your bank account. But, you have to be very careful while using your credit card. Not using a credit card in the right manner will land you in a credit card trap. If you are a first-time credit card user watch this video to know the rules you must follow.
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