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Do you know what is the problem of getting a loan through a mobile app?

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We usually prefer a loan when we do not have sufficient funds to achieve our needs. We get a loan from Bank and Non-banking financial companies apart from these we have a few mobile apps which even render a smaller amount of loan like 5000 and 10,000. But, these instant personal mobile apps imposes more interest rates. If we fail to repay it on time it hits our credit scores even. Of course yes, it is more accessible and convenient to get the loan faster than any other loans but it is not advisable to prefer these mobile apps for loans. In this video, C. S. Sudheer has given absolute information on mobile app loans and its problem 

 
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