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Does choosing a moratorium will have an impact on getting new loans?

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With the intention of giving a big relief to borrowers during this pandemic, the Reserve Bank of India (RBI) has extended the previously announced three-month term loan EMI moratorium by another 3 months to August 31, 2020. In the month of March, it had first announced the three month EMI moratorium from March 1, 2020, till May 31, 2020. This EMI moratorium is applicable to all term loan repayments such as auto loans, home loans, personal loans, and so on. A lot of people availed this moratorium benefit. Watch this video to know does choosing a moratorium will have an impact on getting new loans.

 

 
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