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Should you opt for the moratorium on your loan repayment?

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Moratorium nothing but EMI holiday. To put it in simple tense, if you are a borrower and making the payment of EMI it's a break time where you need not have to pay the EMI but interest liabilities will continue to accumulate. Of course, it gives temporary relief but it creates a big burden for your future. Do we have to opt for this moratorium? Here in this video, we have given a complete description of a loan moratorium with some practical illustration. Watch this video, before you opt moratorium

 
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