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Has our PM Modi waived of loans?

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Capital is very much needed for every business when a business person borrows a loan to build his business and fails to repay that for consecutive 3 months it could be considered as Non-performing assets(NPA) under banking terms. When this NPA hasn't turned into income then after 2 years it could be written off and not waived off according to the guidelines given by RBI. Waive off is completely different from write off. In this video, C. S. Sudheer has given complete information about the difference between write off and waive off. Also, complete information about these writes off norms. 

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