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Is it a good idea to take out a loan on an insurance policy?

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Corona passed on-demand depreciation and unemployment. Due to this lockdown so many problems have taken place namely supply-side stress, speed-up the slowdown further, and endangering the economic wellbeing of several people. So, most of us are facing or may face a severe financial crisis. To overcome the same a few people started to take out a loan on an insurance policy which was a risk coverage policy started to protect us/our loved once. Is it the right decision? Because it shouldn't be like to save one eye we impeded another one. Don't worry, in this video, C. S. Sudheer has given complete information about this and given the right solution as well.

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