A personal loan is an unsecured loan approved by either bank or Non-Banking Financial Companies(NBSCs) without any collateral. It is the simplest and easiest way of getting a loan without much documentation which could be sanctioned within 24 - 48 hours after submitting the loan application. However, the applicant should be cautious before applying for the loan. He/she must read the application form without fail, need to know the charges included, GST, and processing fees. In this video, C. S. Sudheer has described in detail about what we should be cautious about before we apply for a personal loan
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