A personal loan is an unsecured loan sanctioned by either bank or Non-Banking Financial Companies(NBSCs) without any security or collateral. It is the simplest way of getting a loan without much documentation which could be sanctioned within 24 - 48 hours of time after the borrower submits the loan application. However, the applicant should be very much careful before applying for the loan must read the application form without fail, need to know the charges included, GST, and processing fees. In this video, C. S. Sudheer has explained in detail about what we should be cautious about before we apply for a personal loan
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