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Simple Tips to Save Money in Telugu | How to Avoid Unnecessary Expenses

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Everyone in the world work hard to earn money, save for future expenses, eat, and spend the money. Some people were able to save and others could not save any money during the pandemic. In this video, I will explain how to save money and reduce unwanted expenses.

1) Change your mindset - When you get salary, first save 30% of the money and remaining you can spend. This way you can able to save money also keep short and long term goals to fulfill your financial needs.

2) Make a list to purchase items - Always plan all the necessary items that you need to purchase otherwise it leads to impulsive buying and drain your wallet.

3) Bad habits - If you have bad habits like drinking or smoking or weekend parties, then you lose a lot of hard-earned money. So give up bad habits and invest the money in the stock market or mutual funds.

4) Money Value for kids - Teach the kids how to use the money wisely, so when they grow they will know the value of money.

5) Loan - Be careful while taking a loan, especially loans from NBFC and app lenders will lead to high-interest payments.

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