Term Insurance Plan Vs Money back Plan - CNN News18 | EP 65
When it comes to an endowment or a money back plan the premium is very high. Endowment gives you much less returns than FD. It is not wise to mix savings and investments with Term insurance you want to buy an insurance for investment sake then go for a ULIP plan, not an endowment plan. In an endowment plan agent, commision is very high. In an endowment plan and money back plan the returns are hardly 5 tp 6% which is lesser than FD returns. It is always wise to go for Term Insurance than endowment or a money back plan.
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