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There are plans which may loot your money in the name of your child

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Yes, we care about our family and more about our kids. But few organizations are misusing our care and looting the money. Financial planning is the only remedy for this problem. Start securing your family by taking term insurance with the coverage of 20 times your annual income, which anyways includes less premium, wherein, other child insurance charges more. For your child's future benefit start investing in Large-cap Mutual funds SIPs, invest in Sukanya Samruddi Yojana, in case of a girl child.  However, there are other tax-saving investments namely VPFand PPF. But never go for a traditional endowment plan just for a 4-5% rate of returns. In this video, C. S. Sudheer has given complete information on how can you plan better for your kid's life rather losing money

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