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Things to Consider Before Taking Loan in Telugu | How to Protect Yourself From Loan Debt

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Before applying for a loan, ask yourself 5 questions about the loan and why should I need it? If you get an answer, then watch this video till the end to know about loan and how to protect yourself from debt.

1) Why should I need a loan?

Some people do not need a loan they will take simply because banks or credit card company calls them regarding the loan and interest rate. So make sure whenever you require a loan go for it otherwise ignore.

2) Is this Loan Good or bad for me?

Ask yourself before applying for a loan, is this loan good or bad for me. In case, if the processing fees is higher, the interest rate is higher, purchasing unnecessary products, luxury trips then you need to think about it.

3) Loan Eligibility

Check your loan eligibility before applying for a loan such as Cibil score, salary, Other EMI's, Documents, and other parameters to get loan quickly.

4) Interest rate

Please compare the interest rate and processing fees from various banks otherwise you need to pay a higher amount as EMI and processing fees.

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